Bank · FDIC insured
Ridgewood Savings Bank
Top CarrotA $7.5B bank, the 204th largest of 4,207, headquartered in Ridgewood, NY, with 37 branches in New York. Best rates: CDs 4.59% and savings 3.75% APY.
Ridgewood Savings Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 97% of U.S. banks and credit unions
#5 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Ridgewood Savings Bank
- Headquarters
- 7102 Forest Ave, Ridgewood, NY 11385
- FDIC certificate
- 16026 ↗
Branches
37 branches in New York
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New York
37 branches
- Ridgewood Savings BankMain office7102 Forest Ave, Ridgewood, NY 11385Directions
- Astoria Branch4314 Ditmars Blvd, Astoria, NY 11105Directions
- Baldwin Branch835 Atlantic Ave, Baldwin, NY 11510Directions
- Bayside Branch20824 Cross Island Pkwy, Bayside, NY 11360Directions
- Bellmore Branch2080 Bellmore Ave, Bellmore, NY 11710Directions
- Breezy Point Branch20216 Rockaway Point Blvd, Breezy Point, NY 11697Directions
- Allerton Ave Branch711 Allerton Ave, Bronx, NY 10467Directions
- Crosby Avenue Branch1745 Crosby Ave, Bronx, NY 10461Directions
- Gunhill Road Branch1770 E Gun Hill Rd, Bronx, NY 10469Directions
- Morris Park Branch1134 Morris Park Ave, Bronx, NY 10461Directions
- Norwood Branch Office320 E 204th St, Bronx, NY 10467Directions
- Sedgwick Ave Branch3899 Sedgwick Ave, Bronx, NY 10463Directions
- White Plains Road Branch3951 White Plains Road, Bronx, NY 10466Directions
- Bay Ridge Branch8522 3rd Ave, Brooklyn, NY 11209Directions
- Bensonhurst Branch7124 18th Ave, Brooklyn, NY 11204Directions
- Clinton Hill Branch1035 Fulton St, Brooklyn, NY 11238Directions
- Cobble Hill Branch244 Court St, Brooklyn, NY 11201Directions
- Dyker Heights Branch7020 13th Ave, Brooklyn, NY 11228Directions
- Sheepshead Bay Branch2520 E 17th St, Brooklyn, NY 11235Directions
- Grand Avenue Branch7425 Grand Ave, Elmhurst, NY 11373Directions
- Whitestone Branch2529 Parsons Blvd, Flushing, NY 11354Directions
- Forest Hills Branch10755 Queens Blvd, Forest Hills, NY 11375Directions
- Franklin Square Branch1010 Hempstead Tpke, Franklin Square, NY 11010Directions
- Garden City Branch2435 Jericho Tpke, Garden City Park, NY 11040Directions
- Glendale Branch6501 Myrtle Ave, Glendale, NY 11385Directions
- Hicksville Branch220 W Old Country Rd, Hicksville, NY 11801Directions
- Hicksville Branch169 W Old Country Rd, Hicksville, NY 11801Directions
- Hollis Branch20511 Hillside Ave, Hollis, NY 11423Directions
- Laurelton Branch23022 Merrick Blvd, Laurelton, NY 11413Directions
- Lindenhurst Branch317 S Wellwood Ave, Lindenhurst, NY 11757Directions
- New Rochelle Branch25 Maple Ave, New Rochelle, NY 10801Directions
- 73rd Street Branch1404 2nd Ave, New York, NY 10021Directions
- Yorkville Branch1646 1st Ave, New York, NY 10028Directions
- Plainview Branch1125 Old Country Rd, Plainview, NY 11803Directions
- West Babylon Branch50 Farmingdale Road (nys Route 109), West Babylon, NY 11704Directions
- Yaphank Branch541 Boulevard East, Yaphank, NY 11980Directions
- Mclean Avenue Branch670 Mclean Ave, Yonkers, NY 10704Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.27% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.85% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.70% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $81 | $88 | — |
- CapitalLeverage ratio13.27%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.85%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.70%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$81Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Ridgewood Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.