Best CD rates in Clifton Park, NY

Requirements

Product: Broadview Membership is required. Dividends accrue daily and are paid the last day of the month. Minimum balance to open and obtain APY is $500 ($100 for 12-month add-on certificate).

Offer: Special promotional offer valid through 11/06/2026. Once the 7-month certificate matures, the funds will roll into a 6-month certificate and all terms and conditions of the new certificate will apply.

Requirements

Product: Promotional CD products automatically renew to a non-promotional CD product upon maturity. Early withdrawal penalties may be imposed and reduce earnings.

Offer: 9 month special. Minimum to open account and earn interest is $500. Automatically renews to a non-promotional CD product.

Requirements

Product: Interest compounds quarterly and is credited quarterly. Minimum deposit for terms less than 3 months is $2,500; minimum deposit for terms 3 months and greater is $1,000. Minimum daily balance to obtain stated APY is $1,000. Penalty for early withdrawal. Fees may reduce earnings.

Offer: NEW CD Special. Account balance may not exceed $1,000,000 with the exception of future interest payments. Valid for personal and nonprofit clients only. Early withdrawal penalty applies.

Requirements

Product: Early withdrawal penalty may apply. $1,000 minimum to open account and earn APY.

Offer: Relationship Certificates must be accompanied by an active checking account (completes 3 or more transactions per month). Deposit of $100,000 or more receives a $500 bonus; $50,000 - $99,999 receives $250 bonus (new money only).

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.

Requirements

Product: Rates may change prior to account opening. A penalty will or may be imposed for early withdrawal. No minimum balance is required to earn the stated APY after account is opened. Other terms available.

Offer: No minimum balance is required to earn the stated APY after account is opened. Early withdrawal penalty may apply.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Early withdrawal penalties apply. APY for CDs one year or more are based on quarterly interest.

Offer: Relationship/New Money special: Valid on new money not currently on deposit with 1st National Bank of Scotia, or for depositors who maintain an active deposit account or loan relationship. Reverts to 6-month CD at maturity. Rate guaranteed for 9 months from opening date.

Requirements

Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.

Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.

Requirements

Product: No monthly maintenance fees or service charges. Minimum deposit of $1,000 required for traditional CDs. Available in passbook, paper statement or electronic format. Early withdrawal penalty may apply.

Offer: Relationship Certificates must be accompanied by an active checking account (completes 3 or more transactions per month).

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Early withdrawal penalty may apply. $1,000 minimum to open account and earn APY.

Requirements

Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.

Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.