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Compare Bank & Credit Union Rates

Best CD rates in Massachusetts

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 151–165 results in Massachusetts

  1. Top Carrot, Carrot Score 89
    Quincy Credit UnionCertificate of Deposit (CD)CD · 6 months · $1,000 min

    Credit union · 4 branches

    3.85%APY$191 over 6 months on $10,000
  2. UniBankCertificate of DepositCD · 8 months · $500 min

    Bank · 15 branches

    3.85%APY$255 over 8 months on $10,000
  3. Hingham Institution for SavingsCertificate of DepositCD · 9 months · $1,000 min

    Bank · 7 branches

    3.85%APY$287 over 9 months on $10,000
  4. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 62 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  5. Norfolk Community Federal Credit UnionShare CertificatesCD · 24 months · $2,500 min

    Credit union · 1 branch

    3.85%APY$785 over 24 months on $10,000
  6. Country Bank for SavingsRelationship Certificate of DepositCD · 6 months · $500 min

    Bank · 16 branches

    3.82%APY$189 over 6 months on $10,000with conditions
  7. Top Carrot, Carrot Score 87
    HTM Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.82%APY$189 over 6 months on $10,000
  8. Notre Dame Community FCUShare CertificatesCD · 7 months · $500 min

    Credit union · 1 branch

    3.82%APY$221 over 7 months on $10,000intro rate
  9. St. Anthony of Padua FCU12 Month Certificate SpecialCD · 12 months · $500 min

    Credit union · 1 branch

    3.82%APY$382 over 1 year on $10,000intro rate
  10. Southcoast Credit UnionCD SpecialCD · 12 months

    Credit union · 6 branches

    3.82%APY$382 over 1 year on $10,000intro rate
  11. Top Carrot, Carrot Score 95
    Albright Credit UnionShare Certificates of DepositCD · 36 months · $2,500 min

    Credit union · 1 branch

    3.82%APY$1,190 over 36 months on $10,000
  12. Southcoast Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 6 branches

    3.82%APY$1,190 over 36 months on $10,000
  13. Massachusetts Family Credit UnionTerm CertificateCD · 12 months · $25 min

    Credit union · 2 branches

    3.81%APY$381 over 1 year on $10,000
  14. Top Carrot, Carrot Score 88
    Middlesex Savings BankCertificate of DepositCD · 3 months · $250 min

    Bank · 33 branches

    3.80%APY$94 over 3 months on $10,000
  15. Top Carrot, Carrot Score 87
    Workers Credit Union5-Month CD SpecialCD · 5 months · $500 min

    Credit union · 12 branches

    3.80%APY$157 over 5 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Massachusetts

1,988 CDs at 190 banks and credit unions · checked Oct 16–22

Typical
3.05%
Top 10% from
4.10%
Banks, typical
3.00%
Credit unions, typical
3.29%

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Massachusetts

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 14 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions