Credit union · NCUA insured
Norfolk Community Federal Credit Union
A $33.6M credit union headquartered in Norfolk, MA, with 3,589 members and 1 branch in Massachusetts. Best rates: CDs 3.85% and savings 0.25% APY.
Norfolk Community Federal Credit Union Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#79 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Norfolk Community Federal Credit Union
Chartered on August 11, 1953, Norfolk Community Federal Credit Union is a member-owned, not-for-profit financial institution that began by serving employees of correctional facilities in Norfolk.
Headquartered in Norfolk, Massachusetts, the credit union moved to a larger location in 1999 to accommodate increasing office traffic.
- Headquarters
- 18 Union St Ste 104, Norfolk, MA 02056-1855
- NCUA charter
- 8828
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Bellingham, Foxboro, Franklin, Medfield, Medway, Millis, Norfolk, Plainville, Walpole, or Wrentham, Massachusetts, are eligible for membership.
Family and household
- Membership extends to all family members of existing members.
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- Norfolk Community FCUMain office18 Union St Ste 104, Norfolk, MA 02056Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.67% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.48% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.09% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio12.67%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.48%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.09%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Norfolk Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.