Credit union · NCUA insured
Norfolk Community Federal Credit Union CD Rates
Norfolk Community Federal Credit Union’s best CD rate is 3.85% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How Norfolk Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Norfolk Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Norfolk Community Federal Credit Union
3.85%APY
- Term
- 24 months
- Minimum
- $2,500
- Earns on $10,000
- $785
Share Certificates
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Norfolk Community Federal Credit Union CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.85%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Norfolk Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.85%APY · 3 terms
Invest as little as $2,500. Penalty for early withdrawals: 6 months – 2 months dividend, 12 months – 3 months dividend, 24 months – 6 months dividend.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividend is paid at maturity for 6 months. Early withdrawal penalty: 2 months dividend | 2.75% | $137 |
| 12 monthsDividend is paid at maturity for 12 months. Early withdrawal penalty: 3 months dividend | 3.25% | $325 |
| 24 monthsDividend is paid at anniversary and then at maturity for 24 months. Early withdrawal penalty: 6 months dividend | 3.85% | $785 |
Sources (2)
All captured Sep 18, 2026
Who can join Norfolk Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Bellingham, Foxboro, Franklin, Medfield, Medway, Millis, Norfolk, Plainville, Walpole, or Wrentham, Massachusetts, are eligible for membership.
Family and household
- Membership extends to all family members of existing members.
Membership information collected October 5, 2026.