Credit union · NCUA insured
Notre Dame Community FCU CD Rates
Notre Dame Community FCU’s best CD rate is 3.82% APY on a 7-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 15, 2026.
How Notre Dame Community FCU’s CD rates compare
Compared with banks and credit unions near Providence, RI-MA, where Notre Dame Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Notre Dame Community FCU
3.82%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $221
Share Certificates
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Notre Dame Community FCU CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo0.45%
- 16–30 months16–30 mo0.55%
- 31–60 months31–60 mo0.90%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Notre Dame Community FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.82%APY · 6 terms
Deposit of $500.00 or more into accounts for specified periods from 6 months to 48 months. Different rates and terms may require larger minimum deposits. Interest rate at time of deposit is guaranteed for the term. Penalty for early withdrawal may apply.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 0.25% | 0.25% | $12 |
| 7 months7 Month SPECIAL | 3.82% | — | 3.82% | $221 |
| 12 months | 0.45% | — | 0.45% | $45 |
| 24 months | 0.55% | — | 0.55% | $110 |
| 36 months | 0.75% | — | 0.75% | $227 |
| 48 months | 0.90% | — | 0.90% | $365 |
Special-purpose accounts
IRA Certificates
Up to 3.82%APY · 6 terms
Available to help save for retirement or rollover 401K or qualified pensions. Traditional and Roth IRAs offered. Deposit of $500.00 or more for specified periods from 6 to 48 months. Penalty for early withdrawal may apply.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 0.25% | 0.25% | $12 |
| 7 months7 Month SPECIAL | 3.82% | — | 3.82% | $221 |
| 12 months | 0.45% | — | 0.45% | $45 |
| 24 months | 0.55% | — | 0.55% | $110 |
| 36 months | 0.75% | — | 0.75% | $227 |
| 48 months | 0.90% | — | 0.90% | $365 |
Who can join Notre Dame Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship or attend school in Fall River, MA; Somerset, MA; Swansea, MA; Westport, MA; Freetown/Assonet, MA; or Tiverton, RI.
Cost to join
- A share (savings) account must be opened with a minimum balance of $25.00 to apply for membership.
Membership information collected October 5, 2026.