Best CD rates in Lynn, MA

Requirements

Product: Special offer available online or at 24 Broadway/Route 1 in Lynnfield. Penalty for early withdrawal. Minimum deposit of $500.00. Membership eligibility required. Federally insured by NCUA; shares in excess of $250,000 fully insured by MSIC.

Offer: Headline lists 4.07% APY*; footnote specifies APY = 4.80% and Rate = 4.70% effective 9/19/24. Penalty for early withdrawal. Minimum deposit $500.00. Membership eligibility required.

Requirements

Product: $500 minimum deposit. Fixed rates. Terms from 3 to 36 months. No monthly fee. Early withdrawal penalties may apply. Rates accurate as of 10/06/2026 for specials and 09/01/2026 for standard terms.

Offer: 13 Month CD SPECIAL. Rolls over to 1 year CD at maturity. Minimum deposit to open and earn interest $500. Early withdrawal penalty applies.

Requirements

Product: Personal accounts only. Maximum deposit amount is $500,000. Early withdrawal penalty applies. Special CDs renew into Regular CDs at current rates. Terms under 12 months use simple interest; 12+ months use monthly compounding.

Offer: Interest compounded and credited monthly. Early withdrawal penalty is 4% of principal. One account per customer.

Requirements

Product: Rates shown are for new accounts opened and are subject to change after account opening. Credit Union membership is required (membership account with minimum $5.00). Substantial penalty on funds withdrawn prior to maturity. Fees may reduce earnings.

Requirements

Product: Personal accounts only. Early withdrawal penalty may apply. Automatically renews at standard Personal Account CD rates at maturity unless instructed otherwise.

Offer: Monthly interest compounding. Minimum opening deposit $2,500.

Requirements

Product: Early withdrawal penalty may be imposed. APY compounds daily on a 365/365 day basis.

Offer: 24-month CD Special.

Requirements

Product: Minimum deposit to open is $1,000; maximum deposit to open is $1,000,000.00. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Compounded daily. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Offer: Select 18-Month CD. Compounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY.

Requirements

Product: Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal.

Offer: Term: 6 months. Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal.

Requirements

Product: Rates quoted are accurate as of August 14, 2024 and subject to change without notice. If average daily balance falls below the minimum for that dividend period, no dividends are earned during that period. Fully insured up to $250,000 by NCUA and MSIC.

Offer: Minimum balance to earn dividends is $500. Average daily balance falling below minimum results in no dividends for that period.

Requirements

Product: Minimum balance of $25.00 required to open and maintain account. Penalty may be imposed for early withdrawal.

Offer: Term: 12 months. Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.