Credit union · NCUA insured
Notre Dame Community FCU
A $57.4M credit union headquartered in Fall River, MA, with 3,110 members and 1 branch in Massachusetts. Best rates: CDs 3.82% APY.
Notre Dame Community FCU Carrot Score
67
Carrot Score
Higher than 19% of U.S. banks and credit unions
#34 of 44 in Providence, RI-MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Notre Dame Community FCU
Notre Dame Community Federal Credit Union was chartered in 1938 as Notre Dame Parish Federal Credit Union to serve French Canadian blue collar workers.
Based in Fall River, Massachusetts, the member-owned credit union provides community banking services to Southeastern Massachusetts.
- Headquarters
- 659 Eastern Ave, Fall River, MA 02723
- NCUA charter
- 2792
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship or attend school in Fall River, MA; Somerset, MA; Swansea, MA; Westport, MA; Freetown/Assonet, MA; or Tiverton, RI.
Cost to join
- A share (savings) account must be opened with a minimum balance of $25.00 to apply for membership.
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- Corporate OfficeMain office659 Eastern Ave, Fall River, MA 02723Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.80% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.59% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.40% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $38 | $59 | — |
- CapitalNet worth ratio12.80%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.59%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.40%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$38Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Notre Dame Community FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.