Credit union · NCUA insured
Quincy Credit Union CD Rates
Top CarrotQuincy Credit Union’s best CD rate is 4.13% APY on a 16-month share certificate (CD). Terms run from 6 months to 6 years. Rates checked October 17, 2026.
How Quincy Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Quincy Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Quincy Credit Union
4.13%APY
- Term
- 16 months
- Minimum
- $1,000
- Earns on $10,000
- $554
CD Special
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Quincy Credit Union CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo4.13%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.13%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Quincy Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD Special
4.13%APY · 1 term
Qualifying Criteria: new members bringing in a minimum of $1,000 to QCU, existing members bringing in a minimum of $1,000 from outside QCU, or existing members with existing funds at QCU and at least $500 in direct deposit. Membership eligibility required; $5 Primary Share Account required for membership. Will automatically renew as a 12-month CD at the rate in effect at time of renewal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 16 monthsQualifying criteria: new members bringing in minimum $1,000 to QCU, existing members bringing in minimum $1,000 from outside QCU, or existing members with existing funds at QCU and at least $500 in direct deposit. Automatically renews as a 12-month CD at maturity | 4.13% | $554 |
Sources (2)
All captured Oct 5, 2026
Certificate of Deposit (CD)
Up to 3.85%APY · 7 terms
Membership eligibility required; a $5 Primary Share Savings Account is required to establish membership. Rates guaranteed until maturity. Automatically renews for original term at renewal rate unless instructed otherwise.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.85% | $191 |
| 12 months | 3.25% | $325 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
| 72 months | 2.75% | $1,768 |
Who can join Quincy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in the counties served (Norfolk County and Plymouth County) are eligible for membership.
Family and household
- Individuals who have a family member in the counties served are eligible for membership.
Cost to join
- A $5.00 Primary Share Account is required for membership.
Membership information collected October 5, 2026.