Bank · FDIC insured
Hingham Institution for Savings
A $4.6B bank, the 300th largest of 4,207, headquartered in Hingham, MA, with 8 branches in 2 states. Best rates: CDs 3.67% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs723.67%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Hingham Institution for Savings
Incorporated in 1834 by act of the Massachusetts Legislature, Hingham Institution for Savings is headquartered in Hingham, Massachusetts.
When first incorporated without a permanent building, the bank accepted deposits at David Harding's general store on North Street in Hingham.
The bank sponsors local arts and cultural organizations, supports low-income students and schools with scholarships and grants, and provides financing for nonprofits.
- Headquarters
- 55 Main St, Hingham, MA 02043
- FDIC certificate
- 90211 ↗
Branches
8 branches in 2 states
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Massachusetts
7 branches
Boston area · 6
- Hingham Institution for SavingsMain office55 Main St, Hingham, MA 02043Directions
- Boston Branch540 Tremont St, Boston, MA 02116Directions
- Cohasset Branch13 Elm St, Cohasset, MA 02025Directions
- Drive-In Branch71 Main St, Hingham, MA 02043Directions
- Linden Ponds Branch300 Linden Ponds Way, Hingham, MA 02043Directions
- Nantasket Avenue Branch401 Nantasket Ave, Hull, MA 02045Directions
Nantucket area · 1
- Nantucket Branch35 Main St, Nantucket, MA 02554Directions
District of Columbia
1 branch
- Washington D.C. Branch1061 Thomas Jefferson St Nw, Washington, DC 20007Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.19% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.78% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.24% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $150 | $88 | — |
- CapitalLeverage ratio11.19%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.78%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.24%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$150Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Hingham Institution for Savings are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.