Compare Bank & Credit Union Rates
Best CD rates in Fall River, MA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Fall River, MA
- 4.30%APY$540 over 15 months on $10,000
Requirements
Product: Early withdrawal penalty equals 180 days interest on principal amount withdrawn.
4.22% interest rate · Effective Oct 15, 2026
Rate checked
More details - Bristol County Savings BankPRIME TIME™ Certificate of DepositCD · 18 months · $1,000 min
Bank · 1 branch
4.25%APY$644 over 18 months on $10,000with conditionsRequirements
Product: Must maintain a Prime Time Checking account to be eligible for product. An early withdrawal penalty may be imposed. Fees could reduce earnings.
Offer: Must maintain a Prime Time Checking account.
Qualified rate · 4.16% interest rate · Effective Oct 13, 2026
Rate checked
More details - 4.15%APY$629 over 18 months on $10,000
Requirements
Product: Minimum deposit to open is $1,000; maximum deposit to open is $1,000,000.00. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Compounded daily. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Select 18-Month CD. Compounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY.
4.07% interest rate · Compounded daily · Balance cap $1,000,000 · Effective Oct 6, 2026
Rate checked
More details - 4.15%APY$958 over 27 months on $10,000
Requirements
Offer: Automatically renews into a 30 Month CD.
4.07% interest rate · Effective Sep 21, 2026
Rate checked
More details - 4.05%APY$268 over 8 months on $10,000intro rate
Requirements
Product: Minimum balance required to open account as well as to obtain advertised Annual Percentage Yield (APY). Special certificates are not to be combined with any other offer. Penalty for early withdrawal. Fees could reduce earnings. Dividends compounded monthly. Additional deposits not allowed.
Offer: Special certificate; not to be combined with any other offer. Dividends compounded monthly. Penalty for early withdrawal. Fees could reduce earnings.
Promotional rate · 3.98% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - Fall River Municipal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · 2 branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Fixed rate for term of deposit. Dividend rate compounded monthly and paid monthly. Renewed automatically at the end of a 7 calendar day grace period. May be pledged as collateral. $5.00 member share required.
Offer: 12 Month Special. Annual Percentage Yield (APY) assumes that dividends remain on deposit until maturity. Early withdrawal is subject to penalty and will reduce earnings. Jumbo CD rate available on balances of $100,000 or more – add .10% basis points over current rate. $5.00 member share required.
Promotional rate · 3.93% interest rate · Compounded monthly · Effective Sep 10, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Dividends credited monthly. Penalty may be imposed for early withdrawal.
Offer: Dividends credited monthly.
3.93% interest rate · Effective Aug 3, 2026
Rate checked
More details - 4.00%APY$606 over 18 months on $10,000
Requirements
Product: Dividend rate is compounded monthly and paid monthly. Renewed automatically at the end of a 10 calendar day grace period. A substantial penalty is assessed on funds withdrawn prior to maturity on all Certificate accounts.
Compounded monthly
Rate checked
More details - 3.82%APY$221 over 7 months on $10,000intro rate
Requirements
Product: Deposit of $500.00 or more into accounts for specified periods from 6 months to 48 months. Different rates and terms may require larger minimum deposits. Interest rate at time of deposit is guaranteed for the term. Penalty for early withdrawal may apply.
Offer: 7 Month SPECIAL
Promotional rate · 3.75% interest rate · Effective Aug 26, 2026
Rate checked
More details - 3.82%APY$382 over 1 year on $10,000intro rate
Requirements
Product: New money from outside of any SouthCoast Accounts is needed to fund the CD, or an additional $10,000 from an outside source is needed to use funds from an existing credit union account.
Offer: New money from outside of any SouthCoast Accounts required; to use existing credit union funds, an additional $10,000 from an outside source is required.
Promotional rate · 3.75% interest rate
Rate checked
More details - 3.82%APY$382 over 1 year on $10,000
3.75% interest rate · Effective Aug 14, 2026
Rate checked
More details - St. Anthony of Padua FCU12 Month Certificate SpecialCD · 12 months · $500 min
Credit union · 1 branch
3.82%APY$382 over 1 year on $10,000intro ratePromotional rate · 3.75% interest rate · Effective Aug 14, 2026
Rate checked
More details - 3.82%APY$1,190 over 36 months on $10,000
3.75% interest rate · Effective Feb 14, 2025
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$343 over 11 months on $10,000
Requirements
Product: Early withdrawal penalty equals 90 days interest on principal amount withdrawn.
3.69% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Fall River, MA
130 CDs at 13 banks and credit unions · checked Oct 4–15
- Typical
- 3.00%
- Top 10% from
- 3.87%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches