Compare Bank & Credit Union Rates
Best CD rates in Methuen, MA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Methuen, MA
- 4.59%APY$577 over 15 months on $10,000
Requirements
Product: Rates available exclusively to NESC Credit Union members. Penalty for early withdrawal. Fees may reduce earnings.
Offer: Maintain minimum average daily balance to earn disclosed APY. At maturity, automatically renews as a 12-month Certificate at the then-current rate. Early withdrawal penalty applies.
4.50% interest rate · Effective Sep 22, 2026
Rate checked
More details - 4.30%APY$994 over 27 months on $10,000
Requirements
Product: Minimum age requirement to open account is 18. Interest accrued daily and compounded monthly. Automatic renewal at maturity with a 10 calendar day grace period. Penalties imposed for early withdrawal of principal funds. Automatic electronic deductions are not available. Personal CD rates are also available for Business CDs.
4.22% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - 4.25%APY$718 over 20 months on $10,000
Requirements
Product: When opening any new CD, customer is eligible to open a Companion Savings account.
Offer: Rate Special.
4.17% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.25%APY$868 over 24 months on $10,000intro rate
Requirements
Product: A $250.00 minimum balance and $5.00 membership account are required to open. Early withdrawal penalty may apply. Upon maturity, certificate may automatically roll into another term. Dividends are compounded and credited monthly.
Offer: Special Offer. Available with a one-time bump-up option.
Promotional rate · 4.17% interest rate · Effective Sep 21, 2026
Rate checked
More details - 4.15%APY$629 over 18 months on $10,000
Requirements
Product: Minimum deposit to open is $1,000; maximum deposit to open is $1,000,000.00. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Compounded daily. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Select 18-Month CD. Compounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY.
4.07% interest rate · Compounded daily · Balance cap $1,000,000 · Effective Oct 6, 2026
Rate checked
More details - Methuen Federal Credit UnionCertificate of Deposit (CDs)CD · 6 months · $1,000 min
Credit union · 1 branch
4.07%APY$201 over 6 months on $10,000Requirements
Product: Penalties may be imposed for early withdrawals.
4.00% interest rate · Effective Sep 21, 2026
Rate checked
More details - 4.00%APY$332 over 10 months on $10,000
3.93% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.75%APY$92 over 3 months on $10,000
3.70% interest rate
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - First Tech Federal Credit UnionTraditional Share CertificatesCD · 12 months · $500 min · 3.50%–3.75% by balance
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: No account set-up fees or maintenance fees. Fixed APY for the term. 10-day rate guarantee period.
3.44% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Traditional Share Certificates Balance APY Up to $100,000Your amount 3.50% $100,000 and upJumbo tier. 3.75% Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Interest compounding monthly (for CD terms in excess of six months). Interest rate guaranteed for term of investment. Automatic renewal option at maturity. Balances insured by the FDIC up to the maximum allowed by law. Penalties for early withdrawal may apply. $500 Minimum Balance Required. Substantial penalty for early withdrawal may apply. Fees may reduce earnings.
3.20% interest rate · Effective Oct 12, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - First Tech Federal Credit UnionBump Up Share CertificatesCD · 18 months · $500 min · 3.15%–3.40% by balance
Credit union · 1 branch
3.15%APY$476 over 18 months on $10,000Requirements
Product: Allows option to bump up interest rate during term and add funds at eligible intervals. No account set-up fees or maintenance fees. 10-day rate guarantee period.
Offer: Add more money once per term.
3.10% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Bump Up Share Certificates Balance APY Up to $100,000Your amount 3.15% $100,000 and upJumbo tier. 3.40% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Methuen, MA
126 CDs at 12 banks and credit unions · checked Oct 4–22
- Typical
- 2.93%
- Top 10% from
- 4.00%
- Banks, typical
- 2.27%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches