Best CD rates in Kentucky

Requirements

Offer: Requires a minimum deposit of $2,500.00. Limited-time offer. First Harrison Bank reserves the right to limit deposits into this account. CD renews with a 24-month term after initial 23-month term.

Requirements

Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.

Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.

Requirements

Offer: Minimum balance to obtain APY is $1,000.00. Assumes interest remains on deposit until maturity. Penalty may be imposed for early withdrawal. Automatically renewed for the same term with a 10-calendar-day grace period after maturity. Fees could reduce earnings.

Requirements

Product: Minimum balance to obtain APY is $100. APY assumes interest remains on deposit until maturity. Penalty may be imposed for early withdrawal. CD is automatically renewed for the same term. Grace period of 10 calendar days after maturity to withdraw funds without penalty. Fees could reduce earnings.

Offer: Minimum balance to obtain the annual percentage yield (APY) is $100. The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. CD is automatically renewed for the same term. 10 calendar days grace period after maturity date. Fees could reduce earnings.

Requirements

Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.

Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.

Requirements

Product: $500 minimum deposit required to open account; deposit must be at least 50% new money (money not currently on deposit with Cinfed). Standard restrictions and penalties for early withdrawal apply. After 18-month term expires, account will auto-renew for 12 months at the rate in effect at time of renewal. Not available for IRA/HSA accounts. Available for a limited time only.

Offer: $500 minimum deposit required to open account; deposit must be at least 50% new money (money not currently on deposit with Cinfed). Standard restrictions and penalties for early withdrawal apply. After 18-month term expires, account will auto-renew for 12 months at the rate in effect at time of renewal. Not available for IRA/HSA accounts.

Requirements

Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.

Requirements

Product: Add .10% to the rate for an amount of $50,000 to $74,999.99. Add .20% to the rate for an amount of $75,000 and over. Certificates must be at least $2,500 to qualify for monthly dividend payments. Advantage Plus Checking PLUS Benefit: .25 added to Share Certificates of $25,000 or more.

Offer: Certificates must be at least $2,500 to qualify for monthly dividend payments. Add .10% to the rate for $50,000 to $74,999.99; add .20% for $75,000 and over.

Requirements

Product: Penalty for early withdrawal. Rates as of 11/3/2025. Interest rates subject to change at any time without notice. Minimum balance required to obtain stated APY. Fees may reduce earnings.

Offer: Penalty for early withdrawal. Minimum balance required to obtain stated APY. Fees may reduce earnings.

Requirements

Product: Rates subject to change weekly. Penalty applies for early withdrawal.

Offer: Early withdrawal penalty: 90 Day Interest Penalty. Rates subject to change weekly.

Requirements

Product: Minimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Upon maturity automatically renews into a 9-month CD unless notified; 10 calendar day grace period.

Offer: Minimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Upon maturity automatically renews into a 9-month CD at the 9-month CD rate in effect on maturity date; 10 calendar day grace period.

Requirements

Product: You must maintain the minimum balance of $1,000.00 on a daily basis to earn the annual percentage yield disclosed for Standard CD's. We use the daily balance method to calculate the interest on your account. Early withdrawal fee applies.

Requirements

Product: Certificate rates, terms, and conditions are subject to change weekly. 90-day dividend penalty for early withdrawal. Fees may reduce earnings.

Offer: 90-day dividend penalty for early withdrawal. Certificate rates, terms, and conditions are subject to change weekly.

Requirements

Product: Dividend period for all accounts is quarterly. A penalty will be imposed for early withdrawal.