Credit union · NCUA insured
Autotruck Financial CU CD Rates
Top CarrotAutotruck Financial CU’s best CD rate is 4.06% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Autotruck Financial CU’s CD rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Autotruck Financial CU has the most branches. $10,000, best rate first.
This credit union’s best
Autotruck Financial CU
4.06%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $201
Share Certificate Accounts
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
2nd-highest rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
Autotruck Financial CU CD score
86
CD score
Higher than 73% of U.S. banks and credit unions
- 3–8 months3–8 mo4.06%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Autotruck Financial CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Accounts
Up to 4.06%APY · 10 terms
Dividend period for all accounts is quarterly. A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.26% | $31 |
| 6 months | 4.06% | $201 |
| 12 months | 3.85% | $385 |
| 18 months | 3.50% | $530 |
| 24 months | 3.29% | $669 |
| 30 months | 3.24% | $830 |
| 36 months | 3.29% | $1,020 |
| 42 months | 3.29% | $1,200 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.50% | $1,877 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Coverdell Education Savings Share Certificate Accounts
Up to 3.85%APY · 5 terms
Coverdell Education Certificate accounts are only available for 12, 24, 36, 48 and 60 month terms. Dividend period is quarterly. A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.85% | $385 |
| 24 months | 3.29% | $669 |
| 36 months | 3.29% | $1,020 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.50% | $1,877 |
Sources (2)
All captured Oct 5, 2026
Roth or Traditional IRAs Share Certificate Accounts
Up to 3.85%APY · 5 terms
IRA Certificate accounts are only available for 12, 24, 36, 48 and 60 month terms. Dividend period is quarterly. A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.85% | $385 |
| 24 months | 3.29% | $669 |
| 36 months | 3.29% | $1,020 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.50% | $1,877 |
Sources (2)
All captured Oct 5, 2026
Who can join Autotruck Financial CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in designated Kentucky counties: Allen, Barren, Breckinridge, Bullitt, Butler, Edmonson, Grayson, Hardin, Hart, Henry, Jefferson, LaRue, Logan, Marion, Meade, Metcalfe, Monroe, Nelson, Oldham, Shelby, Simpson, Spencer, Trimble, Warren, or Washington.
Family and household
- Immediate family members of individuals eligible through the 25 specified Kentucky counties are eligible for membership regardless of their residency.
Membership information collected October 4, 2026.