Bank · FDIC insured
West Point Bank CD Rates
West Point Bank’s best CD rate is 4.27% APY on a 15-month CD. Terms run from 5 months to 15 months. Rates checked October 22, 2026.
How West Point Bank’s CD rates compare
Compared with banks and credit unions near Elizabethtown, KY, where West Point Bank has the most branches. $10,000, best rate first.
This bank’s best
West Point Bank
4.27%APY
- Term
- 15 months
- Minimum
- —
- Earns on $10,000
- $537
15-Month CD
Top rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
2nd-highest rate
Bank of Buffalo
4.60%APY
- Term
- 13 months
- Minimum
- —
- Earns on $10,000
- $499
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
15-Month CD
4.27%APY · 1 term
Minimum balance to obtain APY is $100.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Automatically renews upon maturity at the rate in effect on maturity date; 10 calendar day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 monthsMinimum balance to obtain APY is $100.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Automatically renews upon maturity at the rate in effect on maturity date; 10 calendar day grace period | 4.27% | $537 |
10-Month CD
4.07%APY · 1 term
Minimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Upon maturity automatically renews into a 9-month CD unless notified; 10 calendar day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsMinimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Upon maturity automatically renews into a 9-month CD at the 9-month CD rate in effect on maturity date; 10 calendar day grace period | 4.07% | $338 |
5-Month CD
3.95%APY · 1 term
Minimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Automatically renews for the same term with a 10-day grace period after maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsMinimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Automatically renews for the same term at the rate in effect on maturity date; 10 calendar day grace period | 3.95% | $163 |
Sources (1)
- westpointbank.com/5-month-cd · captured Sep 19, 2026
182-Day CD
3.83%APY · 1 term
Minimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. CD automatically renews for the same term with a 10-day grace period after maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Automatically renews for the same term at the rate in effect on maturity date; 10 calendar day grace period | 3.83% | $190 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.