Bank · FDIC insured
Peoples Bank
A $193.7M bank headquartered in Lebanon, KY, with 4 branches in Kentucky. Best rates: CDs 4.07% and savings 0.10% APY.
Peoples Bank Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#33 of 43 in Louisville/Jefferson County, KY-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peoples Bank
- Headquarters
- 265 Old Springfield Rd, Lebanon, KY 40033
- FDIC certificate
- 1562 ↗
Branches
4 branches in Kentucky
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Kentucky
4 branches
Lebanon area · 2
- Peoples BankMain office265 Old Springfield Rd, Lebanon, KY 40033Directions
- Downtown Branch107 W Main St, Lebanon, KY 40033Directions
Loretto area · 1
- Loretto Branch25 Millennium Dr, Loretto, KY 40037Directions
Louisville/Jefferson County area · 1
- Louisville Branch3400 Dutchmans Ln, Louisville, KY 40205Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.24% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.55% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.06% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $94 | $81 | — |
- CapitalLeverage ratio9.24%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.55%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.06%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$94Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peoples Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.