Compare Bank & Credit Union Rates
Best CD rates in Kansas
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 196–210 results in Kansas
- Eastern Colorado BankCertificate of DepositCD · 12 months · $2,500 min · 1.00%–2.50% by balance
Bank · 1 branch
2.15%APY$215 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal. Accounts automatically renew at maturity with a 10-day grace period. Compounding and crediting vary by term.
Offer: Interest compounded and credited semi-annually. Early withdrawal penalty is 180 days interest.
1.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 2.15% $25,000 – $50,000 2.30% $50,000 – $100,000 2.40% $100,000 – $235,000 2.50% Rate checked
More details - 2.06%APY$1,073 over 60 months on $10,000
Requirements
Product: No interest will be earned on a CD with less than $1,000.00 balance. Penalty for early withdrawal.
Offer: No interest will be earned on a CD with less than $1,000.00 balance. Penalty for early withdrawal.
2.05% interest rate
Rate checked
More details - 2.05%APY$1,068 over 60 months on $10,000intro rate
Requirements
Product: Personal accounts only. Minimum deposit requirements are $500. Certificates of Deposit must not exceed $250,000. Early withdrawal penalty applies.
Offer: New deposits only. Minimum deposit of $500 to receive interest. Rates compounded quarterly. Early withdrawal penalty.
Promotional rate · 2.03% interest rate · Compounded quarterly · Balance cap $250,000 · Effective Jan 23, 2023
Rate checked
More details - The Farmers State Bank24 Month Fixed Interest Rate CDCD · 24 months · $500 min · 2.01%–2.11% by balance
Bank · 1 branch
2.01%APY$406 over 24 months on $10,000Requirements
Product: Compounded semi-annually. Automatically renewable.
2.00% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for 24 Month Fixed Interest Rate CD Balance APY $500 and upYour amount 2.01% $50,000 and up 2.11% Rate checked
More details - 2.00%APY$66 over 4 months on $10,000
Requirements
Product: No monthly fee. Early withdrawal penalties may apply. Pair with Premier Checking to receive a 0.10% interest rate bonus upon request.
Offer: 120 Days term.
1.99% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$1,041 over 60 months on $10,000
Requirements
Product: Rates effective October 21, 2025. Rates subject to change by the Board of Directors without notice. Rates posted may not be current.
2.02% interest rate · Effective Oct 21, 2025
Rate checked
More details - Central National BankCertificates of DepositCD · 60–Unknown months · $1,000 min · 1.80%–2.00% by balance
Bank · 29 branches
1.90%APYRequirements
Product: Interest on regular certificates of deposit with maturities of one year or longer is compounded semi-annually. APY on certificates under one year assumes certificates are renewed through one year. Amount deposited initially remains on deposit until maturity. Penalties apply for early withdrawals; fees may reduce earnings. CDs over $500,000 require prior approval from President, SVP - Retail Banking, or CFO.
Offer: Term: 5.00+ Years.
1.79% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $10,000 1.80% $10,000 – $49,999Your amount 1.90% $50,000 and up 2.00% Rate checked
More details - McPherson CO-OP Credit UnionCertificate of DepositCD · 24 months · 1.01%–1.87% by balance
Credit union · 1 branch
1.87%APY$377 over 24 months on $10,000Requirements
Product: Substantial penalty may be imposed for early withdrawal.
Offer: Less than $10,000.00 deposit
1.00% interest rate · Effective Jan 15, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Any balance 1.01% $10,000 and upYour amount$10,000.00 or more deposit 1.87% Rate checked
More details - 1.86%APY$568 over 36 months on $10,000
Requirements
Product: Interest rate may be changed ONCE during the term of the CD to a rate currently being paid by the bank. Compounded semi-annually. Automatically renewable. Bump-Up feature applies once in each renewal period.
1.85% interest rate · Effective Sep 29, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 7 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.76%APY$537 over 36 months on $10,000
Requirements
Product: Early withdrawal penalty applies. Fees and withdrawals may reduce earnings. CDs renew automatically into the same Term CD.
Offer: Minimum balance to open the account and maintain the stated APY is $500.
Effective Sep 19, 2024
Rate checked
More details - 1.75%APY$353 over 24 months on $10,000
Requirements
Product: Dividends paid quarterly and compounded quarterly
Offer: Dividends paid quarterly and compounded quarterly
1.75% interest rate · Compounded quarterly · Effective Sep 3, 2024
Rate checked
More details - Hutchinson Government Employees CUCertificates of DepositCD · 48 months · $2,500 min
Credit union · 1 branch
1.50%APY$615 over 48 months on $10,000Requirements
Product: Early withdrawals on time deposits may incur penalty.
1.50% interest rate
Rate checked
More details - 1.06%APY$541 over 60 months on $10,000
Requirements
Product: Interest paid by check, credited to another account, or compounded to certificate. 2nd chance Certificate of Deposit on 36 month terms. A minimum balance is required on all CD accounts. Penalty may be applied for early withdrawals. Maintenance/activity fees may reduce earnings.
1.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Additions may be made at any time in increments of $50 or more. Rate may change after a CD is opened. Penalties apply for early withdrawals; fees may reduce earnings. Not available for public fund customers.
Offer: Additions in increments of $50 or more. Rate may change after a CD is opened.
1.00% interest rate · Effective Oct 19, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kansas
1,265 CDs at 143 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.05%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch