Bank · FDIC insured
Eastern Colorado Bank CD Rates
Eastern Colorado Bank’s best CD rate is 2.50% APY on a 1-year CD. Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How Eastern Colorado Bank’s CD rates compare
Compared with banks and credit unions near Colorado Springs, CO, where Eastern Colorado Bank has the most branches. $10,000, best rate first.
This bank’s best
Eastern Colorado Bank
2.15%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $215
Certificate of Deposit
Top rate
Academy Bank
4.40%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $667
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Eastern Colorado Bank CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo2.15%
- 16–30 months16–30 mo2.15%
- 31–60 months31–60 mo2.10%
- QualifiedQualified2.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eastern Colorado Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Game Day CD Special
4.00%APY
Penalty for early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upMinimum balance of $25,000.00 required.$25,000 and up | 4.00% | — | Minimum balance of $25,000.00 required. |
Sources (2)
All captured Oct 4, 2026
Certificate of Deposit
Up to 2.15%APY · 6 terms
Penalty for early withdrawal. Accounts automatically renew at maturity with a 10-day grace period. Compounding and crediting vary by term.
| Term | APY · $2,500 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 – $235,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| UnknownTerm is 182 calendar days. Interest compounded and credited at maturity. Early withdrawal penalty is 90 days interest | 1.00% | 2.00% | 2.10% | 2.20% | 2.30% | 2.00%1.00% $2.5k–$10k2.10% $25k–$50k2.20% $50k–$100k2.30% $100k–$235k | $0 |
| 3 monthsInterest compounded and credited at maturity. Early withdrawal penalty is 90 days interest | 1.00% | 2.00% | 2.10% | 2.20% | 2.30% | 2.00%1.00% $2.5k–$10k2.10% $25k–$50k2.20% $50k–$100k2.30% $100k–$235k | $50 |
| 12 monthsInterest compounded and credited semi-annually. Early withdrawal penalty is 180 days interest | 1.00% | 2.15% | 2.30% | 2.40% | 2.50% | 2.15%1.00% $2.5k–$10k2.30% $25k–$50k2.40% $50k–$100k2.50% $100k–$235k | $215 |
| 18 monthsInterest compounded and credited semi-annually. Early withdrawal penalty is 180 days interest | 1.00% | 2.15% | 2.30% | 2.40% | 2.50% | 2.15%1.00% $2.5k–$10k2.30% $25k–$50k2.40% $50k–$100k2.50% $100k–$235k | $324 |
| 24 monthsInterest compounded and credited semi-annually. Early withdrawal penalty is 180 days interest | 1.00% | 2.15% | 2.30% | 2.40% | 2.50% | 2.15%1.00% $2.5k–$10k2.30% $25k–$50k2.40% $50k–$100k2.50% $100k–$235k | $435 |
| 36 monthsInterest compounded and credited semi-annually. Early withdrawal penalty is 365 days interest | 1.00% | 2.10% | 2.25% | 2.35% | 2.45% | 2.10%1.00% $2.5k–$10k2.25% $25k–$50k2.35% $50k–$100k2.45% $100k–$235k | $643 |
Sources (8)
- yourfriendlybank.com/wp-conten…s/2026/07/7.1.26-OAO.pdf
- yourfriendlybank.com/disclosures/182-day-cd-disclosure
- yourfriendlybank.com/disclosur…teen-month-cd-disclosure
- yourfriendlybank.com/disclosur…-six-month-cd-disclosure
- yourfriendlybank.com/disclosur…hree-month-cd-disclosure
- yourfriendlybank.com/disclosur…elve-month-cd-disclosure
- yourfriendlybank.com/disclosur…four-month-cd-disclosure
- yourfriendlybank.com/personal/certificates-of-deposit
All captured Oct 4, 2026
Opening an account
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