Credit union · NCUA insured
McPherson CO-OP Credit Union
A $44.9M credit union headquartered in McPherson, KS, with 3,141 members and 1 branch in Kansas. Best rates: CDs 3.30% and savings 0.85% APY.
McPherson CO-OP Credit Union Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#2 of 6 in McPherson, KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About McPherson CO-OP Credit Union
- Headquarters
- 1999 S Main St, McPherson, KS 67460-9400
- NCUA charter
- 65371
Branches
1 branch in Kansas
Loading map…
Kansas
1 branch
- McPherson Co-opMain office1999 S Main St, McPherson, KS 67460Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.74% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.11% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.99% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $97 | $59 | — |
- CapitalNet worth ratio9.74%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.11%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.99%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$97Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of McPherson CO-OP Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.