Bank · FDIC insured
Eastern Colorado Bank
A $720.9M bank headquartered in Cheyenne Wells, CO, with 8 branches in 2 states. Best rates: CDs 2.50% and savings 0.50% APY.
Eastern Colorado Bank Carrot Score
64
Carrot Score
Higher than 12% of U.S. banks and credit unions
#22 of 29 in Colorado Springs, CO metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Eastern Colorado Bank
Founded in 1944 in Cheyenne Wells, Colorado, Eastern Colorado Bank focuses on business professionals, small businesses, and agricultural producers in both rural and urban markets in Colorado and western Kansas.
The bank operates 8 locations to serve its customers' banking needs.
- Headquarters
- 10 S 1st St E, Cheyenne Wells, CO 80810
- FDIC certificate
- 16125 ↗
Branches
8 branches in 2 states
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Colorado
7 branches
Colorado Springs area · 3
- Colorado Springs Branch444 E Pikes Peak Ave, Colorado Springs, CO 80903Directions
- Colorado Springs Branch1388 Republic Dr, Colorado Springs, CO 80921Directions
- Sand Hill Branch2515 Larzac Dr, Colorado Springs, CO 80939Directions
Cheyenne Wells area · 1
- The Eastern Colorado BankMain office10 S 1st St E, Cheyenne Wells, CO 80810Directions
Burlington area · 1
- Burlington Branch2121 Rose Ave, Burlington, CO 80807Directions
Kit Carson area · 1
- Kit Carson Branch113 Main St, Kit Carson, CO 80825Directions
Limon area · 1
- Limon Branch790 Main St, Limon, CO 80828Directions
Kansas
1 branch
- Sharon Springs Branch133 N Main St, Sharon Springs, KS 67758Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.31% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.15% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $75 | $81 | — |
- CapitalLeverage ratio11.31%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.15%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$75Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Eastern Colorado Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.