Credit union · NCUA insured
Hutchinson Postal Credit Union
A $5M credit union headquartered in Hutchinson, KS, with 685 members and 1 branch in Kansas. Best rates: CDs 3.99% and savings 0.10% APY.
Hutchinson Postal Credit Union Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#11 of 13 in Hutchinson, KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hutchinson Postal Credit Union
Chartered in 1929 and based in Hutchinson, Kansas, the credit union initially served post office employees.
In 2007, it expanded membership to anyone who lives or works in Reno County and changed its name to Hutchinson Postal & Community Credit Union.
- Headquarters
- 2306 N Main St, Hutchinson, KS 67502
- NCUA charter
- 67829
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Reno County.
Branches
1 branch in Kansas
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Kansas
1 branch
- Hutchinson Postal & Community Credit UnionMain office2306 N Main St, Hutchinson, KS 67502Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.60% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.85% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.33% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $84 | $59 | — |
- CapitalNet worth ratio17.60%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.85%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.33%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$84Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hutchinson Postal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.