Compare Bank & Credit Union Rates
Best CD rates in Garden City, KS
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–7 results in Finney County, KS · Few institutions in Finney County, KS: choose a wider area in the filters
- Grant County BankCertificates of Deposit (CDs)CD · 60 months · $1,000 min · 4.69%–4.79% by balance
Bank · 1 branch
4.69%APY$2,576 over 60 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Interest rate and APY may change after account opening.
4.64% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $100,000Your amount 4.69% $100,000 and up 4.79% Rate checked
More details - Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance
Bank · 1 branch
3.85%APY$583 over 18 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 18 Month Promotional CD Balance APY Up to $9,998 0.03% $9,999 – $24,998Your amount 3.85% $24,999 – $49,998 3.85% $49,999 and up 3.85% Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 1 branch
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - 3.71%APY$371 over 1 year on $10,000
Requirements
Product: Flexible terms from 3 to 60 months. Quarterly interest payments and no maintenance or setup fees. Fixed interest rate for chosen term. For terms one year and less, tiered rate with higher interest on balances $50,000 and greater.
Offer: Fixed interest rate for chosen term; quarterly interest payments; no maintenance or setup fees
3.65% interest rate
Rate checked
More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - 2.99%APY$924 over 36 months on $10,000intro rate
Requirements
Product: Quarterly interest payments and no maintenance or setup fees. Includes one rate bump up during the term. Deposits allowed at any time. No penalties for emergency withdrawal.
Offer: 3 year maturity with one rate bump during the term to current 36-month interest rate; deposits allowed anytime; no early withdrawal penalty for emergencies
Promotional rate · 2.95% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Finney County, KS
19 CDs at 4 banks and credit unions · checked Sep 17–Oct 16
- Typical
- 3.74%
- Top 10% from
- 4.63%
- Banks, typical
- 3.74%
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Garden City, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Grant County BankBank · 1 branch