Bank · FDIC insured
FirstOak Bank CD Rates
FirstOak Bank’s best CD rate is 1.06% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How FirstOak Bank’s CD rates compare
Compared with banks and credit unions near Pueblo, CO, where FirstOak Bank has the most branches. $10,000, best rate first.
This bank’s best
FirstOak Bank
1.06%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $541
Certificates of Deposit
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
Academy Bank
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
FirstOak Bank CD score
61
CD score
Higher than 4% of U.S. banks and credit unions
- 3–8 months3–8 mo0.60%
- 9–15 months9–15 mo0.65%
- 16–30 months16–30 mo0.80%
- 31–60 months31–60 mo1.06%
- QualifiedQualified1.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FirstOak Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 1.06%APY · 9 terms
Interest paid by check, credited to another account, or compounded to certificate. 2nd chance Certificate of Deposit on 36 month terms. A minimum balance is required on all CD accounts. Penalty may be applied for early withdrawals. Maintenance/activity fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.55% | $14 |
| 6 months | 0.60% | $30 |
| 12 months | 0.65% | $65 |
| 18 months | 0.70% | $105 |
| 24 months | 0.75% | $151 |
| 30 months | 0.80% | $201 |
| 36 months | 0.85% | $257 |
| 48 months | 0.95% | $385 |
| 60 months | 1.06% | $541 |
Sources (1)
- firstoakbank.com/banking/certificate-deposit-cds · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.