Credit union · NCUA insured
McPherson CO-OP Credit Union CD Rates
McPherson CO-OP Credit Union’s best CD rate is 3.30% APY on a 7-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How McPherson CO-OP Credit Union’s CD rates compare
Compared with banks and credit unions near McPherson, KS, where McPherson CO-OP Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
McPherson CO-OP Credit Union
3.30%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $191
CD Special
Top rate
The Bank of Tescott
3.85%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $484
2nd-highest rate
Community National Bank & Trust
3.51%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $262
McPherson CO-OP Credit Union CD score
65
CD score
Higher than 13% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo1.76%
- 16–30 months16–30 mo1.87%
- 31–60 months31–60 mo1.51%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where McPherson CO-OP Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD Special
3.30%APY · 1 term
Substantial penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months$5,000 Min | 3.30% | $191 |
Sources (2)
All captured Sep 18, 2026
Certificate of Deposit
Up to 1.87%APY · 4 terms
Substantial penalty may be imposed for early withdrawal.
| Term | APY · Any balance | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months$10,000.00 or more deposit | — | 1.51% | 1.51% | $75 |
| 6 monthsLess than $10,000.00 deposit | 0.80% | — | 0.80% | $40 |
| 12 months$10,000.00 or more deposit | — | 1.76% | 1.76% | $176 |
| 12 monthsLess than $10,000.00 deposit | 0.90% | — | 0.90% | $90 |
| 24 months$10,000.00 or more deposit | — | 1.87% | 1.87% | $377 |
| 24 monthsLess than $10,000.00 deposit | 1.01% | — | 1.01% | $202 |
| 48 months$10,000.00 or more deposit | — | 1.51% | 1.51% | $618 |
| 48 monthsLess than $10,000.00 deposit | 0.85% | — | 0.85% | $346 |
Who can join McPherson CO-OP Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.