Credit union · NCUA insured
Cooperative Credit Union CD Rates
Cooperative Credit Union’s best CD rate is 2.00% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 17, 2026.
How Cooperative Credit Union’s CD rates compare
Compared with banks and credit unions in Kansas, where Cooperative Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cooperative Credit Union
2.00%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,041
Share Certificate
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Grant County Bank
4.69%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,576
Cooperative Credit Union CD score
62
CD score
Higher than 6% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo1.00%
- 16–30 months16–30 mo1.20%
- 31–60 months31–60 mo2.00%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cooperative Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 2.00%APY · 7 terms
Rates effective October 21, 2025. Rates subject to change by the Board of Directors without notice. Rates posted may not be current.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.60% | $15 |
| 6 months | 0.75% | $37 |
| 12 months | 1.00% | $100 |
| 24 months | 1.20% | $241 |
| 36 months | 1.50% | $457 |
| 48 months | 1.80% | $740 |
| 60 months | 2.00% | $1,041 |
Sources (1)
- cooperativecu.com/deposit-accounts · captured Sep 18, 2026
Who can join Cooperative Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals living within a 100-mile radius of Coffeyville, Kansas, the surrounding contiguous 26 Kansas counties, the Coffeyville Kansas trade area, patrons, family members, affiliates, and organizations of such persons are eligible for membership.
Employers and groups
- Individuals employed and retired by CVR Energy of Coffeyville, Kansas, its affiliates, patrons, survivor companies, contract employees, members of their families, organizations of such persons, and subsidiary locations in Bartlesville, Oklahoma and Winfield, Kansas are eligible for membership.
- Individuals, employees, volunteers, and patrons of The Friends of the Mansion are eligible for membership.
Other ways
- Individuals living, working, residing, or worshipping in any community who are of the Catholic Faith or any recognized religious faith are eligible for membership.
Membership information collected October 4, 2026.