Bank · FDIC insured
FNB Fredonia
A $104.4M bank headquartered in Fredonia, KS, with 1 branch in Kansas. Best rates: CDs 3.03% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.03%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About FNB Fredonia
First National Bank in Fredonia was founded in 1871 by Joseph P. Hill.
- Headquarters
- 730 Madison St, Fredonia, KS 66736
- FDIC certificate
- 13798 ↗
Branches
1 branch in Kansas
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Kansas
1 branch
- First National Bank in FredoniaMain office730 Madison St, Fredonia, KS 66736Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.73% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.63% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.41% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $33 | $81 | — |
- CapitalLeverage ratio16.73%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.63%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.41%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$33Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of FNB Fredonia are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.