Compare Bank & Credit Union Rates
Best CD rates in Hutchinson, KS
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Hutchinson, KS
- Heartland Credit UnionCertificateCD · 48 months · $500 min · 4.50%–4.55% by balance
Credit union · 3 branches
4.50%APY$1,925 over 48 months on $10,000Requirements
Product: Minimum $500 opening deposit ($100 for youth accounts). Penalty for early withdrawal may reduce earnings. Rates accurate as of 9.24.2026.
Effective Sep 24, 2026
Rate by balance
Rate by balance for Certificate Balance APY $500 – $249,999Your amount 4.50% $250,000 and up 4.55% Rate checked
More details - 4.30%APY$917 over 25 months on $10,000intro rate
Requirements
Product: Limited-time offer. Renews to 24-month certificate at maturity. Minimum $500 to open. Deposits over $1,000,000 require approval. Funds in excess of $250,000 may be discounted and/or require special approval. Membership required. Early withdrawal penalties may apply. Dividends paid monthly.
Offer: Renews to 24-month certificate at maturity. Deposits over $1,000,000 require approval.
Promotional rate · 4.22% interest rate · Effective Sep 29, 2026
Rate checked
More details - Heartland Credit Union11-Month Promo CertificateCD · 11 months · $500 min · 4.25%–4.30% by balance
Credit union · 3 branches
4.25%APY$389 over 11 months on $10,000Requirements
Product: Membership required. Penalty for early withdrawal may reduce earnings. Minimum $500 opening deposit ($100 for youth accounts). Rates subject to change.
Offer: Opening deposit $500 minimum ($100 for youth accounts).
Effective Sep 24, 2026
Rate by balance
Rate by balance for 11-Month Promo Certificate Balance APY $500 – $249,999Your amount 4.25% $250,000 and up 4.30% Rate checked
More details - 4.25%APY$1,330 over 36 months on $10,000intro rate
Requirements
Product: Fixed rates; longer terms earn higher rates. No setup or maintenance fees. Early withdrawals are subject to penalty.
Promotional rate · 4.18% interest rate · Effective Apr 9, 2026
Rate checked
More details - 4.15%APY$557 over 16 months on $10,000with conditions
Requirements
Product: Funds must remain on deposit until maturity to earn the advertised yield. A penalty will be imposed for early withdrawal.
Qualified rate · 4.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.06%APY$441 over 13 months on $10,000
Requirements
Product: Must complete payment of one share in Regular Member Share account as condition of membership. Minimum balance to open is $500.00 or $1000 depending on share certificate. Early withdrawal penalty applies.
4.00% interest rate
Rate checked
More details - 4.05%APY$509 over 15 months on $10,000intro rate
Requirements
Product: Limited-time offer. Renews to 12-month certificate at maturity. Minimum $500 to open. Deposits over $1,000,000 require approval. Funds in excess of $250,000 may be discounted and/or require special approval. Membership required. Early withdrawal penalties may apply. Dividends paid monthly.
Offer: Renews to 12-month certificate at maturity. Deposits over $1,000,000 require approval.
Promotional rate · 3.98% interest rate · Effective Sep 1, 2026
Rate checked
More details - Heartland Credit Union16-Month Promo CertificateCD · 16 months · $500 min · 4.00%–4.05% by balance
Credit union · 3 branches
4.00%APY$537 over 16 months on $10,000Requirements
Product: Minimum $500 opening deposit, $100 for youth accounts. Penalty for early withdrawal may reduce earnings. Rates accurate as of 9.24.2026.
Effective Sep 24, 2026
Rate by balance
Rate by balance for 16-Month Promo Certificate Balance APY $500 – $249,999Your amount 4.00% $250,000 and up 4.05% Rate checked
More details - Hutchinson Postal Credit UnionNew Money Certificate of Deposit SpecialCD · 11 months · $500 min
Credit union · 1 branch
3.99%APY$365 over 11 months on $10,000intro rateRequirements
Product: New Money; Non-renewable; Dividends are paid semi-annually; A penalty is imposed for early withdrawal
Offer: New Money; Non-renewable; Dividends are paid semi-annually; A penalty is imposed for early withdrawal
Promotional rate · 3.95% interest rate · Effective Nov 3, 2025
Rate checked
More details - Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance
Bank · 1 branch
3.85%APY$583 over 18 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 18 Month Promotional CD Balance APY Up to $9,998 0.03% $9,999 – $24,998Your amount 3.85% $24,999 – $49,998 3.85% $49,999 and up 3.85% Rate checked
More details - 3.85%APY$1,200 over 36 months on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Penalty for early withdrawal applies (under 90 days forfeits accrued interest; over 90 days penalty is 90 days of interest). Dividends calculated by average daily balance method. Membership share ($5 par value) required. Automatically renewable with a 10-day grace period.
3.80% interest rate
Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 1 branch
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - 3.51%APY$262 over 9 months on $10,000intro rate
Requirements
Product: Available to KS, MO, or OK residents and existing customers. Terms available from 90 days to 5 years. No setup or maintenance fees. $1,000 minimum deposit to open. Substantial penalty may be charged for early withdrawal. Interest is compounded quarterly. Fees imposed could reduce earnings. FDIC insured.
Offer: 9 Month CD Special. Interest is compounded quarterly. Substantial penalty may be charged for early withdrawal. Fees imposed could reduce earnings.
Promotional rate · 3.46% interest rate · Compounded quarterly · Effective Jan 30, 2026
Rate checked
More details - Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance
Bank · 1 branch
3.50%APY$173 over 6 months on $10,000Requirements
Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.
Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.
Effective Nov 3, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $50,000Your amount 3.50% $50,000 – $250,000Requires New Money ($50,000 - $250,000). Maximum deposit is $250,000. 3.65% Rate checked
More details - 3.50%APY$712 over 24 months on $10,000
Requirements
Product: Membership required. Minimum $500 to open. Dividends paid monthly. Penalties may apply for early withdrawal. Funds in excess of $250,000 may be discounted and/or require special approval.
3.45% interest rate · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hutchinson, KS
91 CDs at 13 banks and credit unions · checked Oct 5–22
- Typical
- 3.02%
- Top 10% from
- 4.01%
- Banks, typical
- 2.95%
- Credit unions, typical
- 3.25%
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Hutchinson, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bell Credit UnionCredit union · 1 branch
- Credit Union of AmericaCredit union · 1 branch
- Heartland Credit UnionCredit union · 5 branches