Compare Bank & Credit Union Rates
Best CD rates in Kansas
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Kansas
- 4.25%APY$534 over 15 months on $10,000intro rate
Requirements
Product: Limited-time offer. Membership required. Penalties may apply for early withdrawal. Fees may reduce earnings. Dividends paid quarterly. Consumer certificates renew to a 12-month certificate at maturity. Funds in excess of $250,000 may be discounted and/or require special approval. Deposits over $1,000,000 require approval.
Offer: 15 Month CD Special. $500 minimum deposit. Dividends paid quarterly. Renews to a 12-month certificate at maturity. Funds in excess of $250,000 may be discounted and/or require special approval. Deposits over $1,000,000 require approval.
Promotional rate · 4.18% interest rate · Effective Sep 18, 2026
Rate checked
More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Offer: Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest
4.18% interest rate · Effective Sep 30, 2025
Rate checked
More details - 4.25%APY$1,330 over 36 months on $10,000intro rate
Requirements
Product: Personal accounts only. Penalty for early withdrawal of 6 months interest which can reduce the principal. At maturity, certificate reinvests for the same term at the fixed-rate in effect at the time unless indicated otherwise. Insured up to $250,000 per account. IRA Certificates are excluded.
Offer: 36 Months
Promotional rate · 4.25% interest rate · Effective Oct 14, 2026
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More details - 4.25%APY$1,330 over 36 months on $10,000intro rate
Requirements
Product: Fixed rates; longer terms earn higher rates. No setup or maintenance fees. Early withdrawals are subject to penalty.
Promotional rate · 4.18% interest rate · Effective Apr 9, 2026
Rate checked
More details - 4.20%APY$208 over 6 months on $10,000intro rate
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Promotional rate
Rate checked
More details - 4.20%APY$456 over 13 months on $10,000intro rate
Requirements
Product: Standard and promotional fixed-rate CDs. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. Early withdrawal penalty may apply. Standard CDs opened in-branch only; promotional CDs may be opened in-branch or online.
Offer: Promotional CD. May be opened in-branch or online. Maximum balance limits apply. Early withdrawal penalty may apply.
Promotional rate · Effective Oct 16, 2026
Rate checked
More details - 4.20%APY$1,789 over 48 months on $10,000
Requirements
Product: FDIC insured time-deposit accounts. Minimum opening deposit of $1,000 required. Accounts opened online reside in Kansas for legal purposes; IRAs and trust accounts cannot be opened online. CDs generally renew automatically at maturity with a 10-calendar-day grace period. Early withdrawal penalties apply to principal withdrawals. No monthly maintenance fees.
Offer: Term: 48 Months. Interest compounded daily and paid quarterly. Early withdrawal penalty is 180 days of interest.
4.11% interest rate · Compounded daily · Effective Sep 18, 2026
Rate checked
More details - Lyons Federal BankCertificates of DepositCD · 7 months · $500 min · 3.96%–4.27% by balance
Bank · 4 branches
4.16%APY$241 over 7 months on $10,000intro rateRequirements
Product: Compounded quarterly. Substantial penalty for early withdrawal.
Offer: 7 Month Special; balance tier $500 to $9,999.
Promotional rate · 3.90% interest rate · Compounded quarterly · Effective Sep 28, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $9,999 3.96% $10,000 – $49,999Your amount 4.16% $50,000 and up 4.27% Rate checked
More details - 4.15%APY$205 over 6 months on $10,000
Requirements
Product: Rates are fixed once opened and guaranteed only if funds remain on deposit for the full term. Early withdrawals not allowed within first 90 days; after 90 days, early withdrawals require bank approval and incur a penalty. Balance of $500 required to obtain disclosed APY. Funding available exclusively via ACH transfer.
Offer: Term is 6 months (182 days). Balance of $500 required to obtain APY.
4.11% interest rate
Rate checked
More details - 4.15%APY$240 over 7 months on $10,000
Requirements
Product: Early withdrawal of funds prior to maturity may result in penalty. Fees could reduce earnings.
4.07% interest rate · Effective Oct 5, 2026
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More details - 4.15%APY$380 over 11 months on $10,000intro rate
Promotional rate
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More details - 4.15%APY$557 over 16 months on $10,000with conditions
Requirements
Product: Funds must remain on deposit until maturity to earn the advertised yield. A penalty will be imposed for early withdrawal.
Qualified rate · 4.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - First Federal Bank of Kansas CityCertificates of DepositCD · 36 months · $1,000 min
Bank · 3 branches
4.15%APY$1,297 over 36 months on $10,000Requirements
Product: No monthly maintenance service charge. Penalty for early withdrawal. Fixed rate for the full term. FDIC insured up to $250,000.
Offer: Penalty for early withdrawal.
4.09% interest rate · Effective Oct 5, 2026
Rate checked
More details - Kansas Teachers Community Credit UnionCertificate of DepositCD · 7 months · $500 min
Credit union · 4 branches
4.10%APY$237 over 7 months on $10,000Requirements
Product: Term from 3 to 48 months. Dividends credited quarterly. Penalty for early withdrawal.
Offer: Promotional rate. New money only. Membership eligibility required. Early withdrawal penalty applies.
Effective Sep 1, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 4 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kansas
1,261 CDs at 143 banks and credit unions · checked Oct 15–22
- Typical
- 3.00%
- Top 10% from
- 4.01%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.29%
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Find your bank or credit union to see all its rates and how they compare near you.
Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch