Credit union · NCUA insured
Envista Federal Credit Union CD Rates
Envista Federal Credit Union’s best CD rate is 4.25% APY on a 4-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Envista Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Topeka, KS, where Envista Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Envista Federal Credit Union
4.25%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,330
Certificates
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Topeka Firemen's Credit Union
4.55%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $455
Envista Federal Credit Union CD score
92
CD score
Higher than 94% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo4.01%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Envista Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.25%APY · 12 terms
Fixed rates; longer terms earn higher rates. No setup or maintenance fees. Early withdrawals are subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 4.10% | $203 |
| 12 months | 4.01% | $401 |
| 13 monthsCertificate special. Will renew as the next closest standard term | 4.01% | $435 |
| 18 months | 3.00% | $453 |
| 21 monthsCertificate special. Will renew as the next closest standard term | 4.00% | $710 |
| 24 months | 4.00% | $816 |
| 30 months | 4.00% | $1,030 |
| 33 monthsCertificate special. Will renew as the next closest standard term | 4.00% | $1,139 |
| 36 months | 4.25% | $1,330 |
| 48 months | 4.25% | $1,811 |
| 60 months | 3.50% | $1,877 |
Sources (3)
- envistacu.com/personal/personal-savings
- envistacu.com/personal/persona…avings/certificates.html
- envistacu.com/services/tools/rates.html
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificates
Up to 4.25%APY · 10 terms
IRA certificates are available for terms 12 months or longer. No setup fees and no monthly or annual maintenance fees. Early withdrawals subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.01% | $401 |
| 13 monthsCertificate special. Will renew as the next closest standard term | 4.01% | $435 |
| 18 months | 3.00% | $453 |
| 21 monthsCertificate special. Will renew as the next closest standard term | 4.00% | $710 |
| 24 months | 4.00% | $816 |
| 30 months | 4.00% | $1,030 |
| 33 monthsCertificate special. Will renew as the next closest standard term | 4.00% | $1,139 |
| 36 months | 4.25% | $1,330 |
| 48 months | 4.25% | $1,811 |
| 60 months | 3.50% | $1,877 |
Sources (2)
All captured Sep 18, 2026
Who can join Envista Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship, or attend school, and businesses and other legal entities in specified Kansas counties or Platte County, Missouri are eligible for membership.
Employers and groups
- Employees of Envista Credit Union and persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
- Organizations composed of eligible persons are eligible for membership.
Family and household
- Immediate family members or household members of eligible persons are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Membership information collected October 4, 2026.