Bank · FDIC insured
Lyons Federal Bank
A $197.6M bank headquartered in Lyons, KS, with 4 branches in Kansas. Best rates: CDs 4.27% and savings 0.65% APY.
Lyons Federal Bank Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#35 of 133 in KansasHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Lyons Federal Bank
Lyons Federal Bank is headquartered in Lyons, Kansas.
- Headquarters
- 200 East Ave S, Lyons, KS 67554
- FDIC certificate
- 27727 ↗
Branches
4 branches in Kansas
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Kansas
4 branches
Lyons area · 1
- Lyons Federal BankMain office200 East Ave S, Lyons, KS 67554Directions
Bushton area · 1
- Bushton Branch204 S Main St, Bushton, KS 67427Directions
Ellsworth area · 1
- Ellsworth Branch120 W 2nd St, Ellsworth, KS 67439Directions
WaKeeney area · 1
- Wakeeney Br229 N Main St, WaKeeney, KS 67672Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.70% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.23% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.06% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $88 | $81 | — |
- CapitalLeverage ratio12.70%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.23%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.06%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$88Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Lyons Federal Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.