Bank · FDIC insured
Lyons Federal Bank CD Rates
Lyons Federal Bank’s best CD rate is 4.27% APY on a 7-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Lyons Federal Bank’s CD rates compare
Compared with banks and credit unions in Kansas, where Lyons Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
Lyons Federal Bank
4.16%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $241
Certificates of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Grant County Bank
4.69%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,576
Lyons Federal Bank CD score
88
CD score
Higher than 84% of U.S. banks and credit unions
By term
- 3–8 months3–8 mo4.16%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo3.14%
- QualifiedQualified4.16%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lyons Federal Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.16%APY · 14 terms
Compounded quarterly. Substantial penalty for early withdrawal.
| Term | APY · $500 – $9,999 | APY · $10,000 – $49,999 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 2–3 monthsTerm is 32 thru 90 Days; balance tier $10,000 to $49,999 | — | 0.80% | — | 0.80% | $7 |
| 2–3 monthsTerm is 32 thru 90 Days; balance tier $500 to $9,999 | 0.75% | — | — | —0.75% $500–$10k | — |
| 2–3 monthsTerm is 32 thru 90 Days; balance tier Over $50,000 | — | — | 0.80% | —0.80% from $50k | — |
| 3 months3 Month Special; balance tier $10,000 to $49,999 | — | 1.81% | — | 1.81% | $45 |
| 3 months3 Month Special; balance tier $500 to $9,999 | 1.36% | — | — | —1.36% $500–$10k | — |
| 3 months3 Month Special; balance tier Over $50,000 | — | — | 2.63% | —2.63% from $50k | — |
| 4–5 monthsTerm is 91 Days thru 5 Months; balance tier $10,000 to $49,999 | — | 1.00% | — | 1.00% | $25 |
| 4–5 monthsTerm is 91 Days thru 5 Months; balance tier $500 to $9,999 | 0.95% | — | — | —0.95% $500–$10k | — |
| 4–5 monthsTerm is 91 Days thru 5 Months; balance tier Over $50,000 | — | — | 1.05% | —1.05% from $50k | — |
| 6–11 monthsTerm is 6 Months thru 11 Months; balance tier $10,000 to $49,999 | — | 1.10% | — | 1.10% | $55 |
| 6–11 monthsTerm is 6 Months thru 11 Months; balance tier $500 to $9,999 | 1.05% | — | — | —1.05% $500–$10k | — |
| 6–11 monthsTerm is 6 Months thru 11 Months; balance tier Over $50,000 | — | — | 1.15% | —1.15% from $50k | — |
| 7 months7 Month Special; balance tier $10,000 to $49,999 | — | 4.16% | — | 4.16% | $241 |
| 7 months7 Month Special; balance tier $500 to $9,999 | 3.96% | — | — | —3.96% $500–$10k | — |
| 7 months7 Month Special; balance tier Over $50,000 | — | — | 4.27% | —4.27% from $50k | — |
| 12–17 monthsTerm is 12 Months thru 17 Months; balance tier $10,000 to $49,999 | — | 1.81% | — | 1.81% | $181 |
| 12–17 monthsTerm is 12 Months thru 17 Months; balance tier $500 to $9,999 | 1.76% | — | — | —1.76% $500–$10k | — |
| 12–17 monthsTerm is 12 Months thru 17 Months; balance tier Over $50,000 | — | — | 1.86% | —1.86% from $50k | — |
| 13 months13 Month Special; balance tier $10,000 to $49,999 | — | 4.06% | — | 4.06% | $441 |
| 13 months13 Month Special; balance tier $500 to $9,999 | 3.85% | — | — | —3.85% $500–$10k | — |
| 13 months13 Month Special; balance tier Over $50,000 | — | — | 4.16% | —4.16% from $50k | — |
| 18–23 monthsTerm is 18 Months thru 23 Months; balance tier $10,000 to $49,999 | — | 2.01% | — | 2.01% | $303 |
| 18–23 monthsTerm is 18 Months thru 23 Months; balance tier $500 to $9,999 | 1.96% | — | — | —1.96% $500–$10k | — |
| 18–23 monthsTerm is 18 Months thru 23 Months; balance tier Over $50,000 | — | — | 2.06% | —2.06% from $50k | — |
| 24–29 monthsTerm is 24 Months thru 29 Months; balance tier $10,000 to $49,999 | — | 2.83% | — | 2.83% | $574 |
| 24–29 monthsTerm is 24 Months thru 29 Months; balance tier $500 to $9,999 | 2.78% | — | — | —2.78% $500–$10k | — |
| 24–29 monthsTerm is 24 Months thru 29 Months; balance tier Over $50,000 | — | — | 2.88% | —2.88% from $50k | — |
| 27 months27 Month Special; balance tier $10,000 to $49,999 | — | 3.70% | — | 3.70% | $852 |
| 27 months27 Month Special; balance tier $500 to $9,999 | 3.60% | — | — | —3.60% $500–$10k | — |
| 27 months27 Month Special; balance tier Over $50,000 | — | — | 3.80% | —3.80% from $50k | — |
| 30–35 monthsTerm is 30 Months thru 35 Months; balance tier $10,000 to $49,999 | — | 2.93% | — | 2.93% | $749 |
| 30–35 monthsTerm is 30 Months thru 35 Months; balance tier $500 to $9,999 | 2.88% | — | — | —2.88% $500–$10k | — |
| 30–35 monthsTerm is 30 Months thru 35 Months; balance tier Over $50,000 | — | — | 2.98% | —2.98% from $50k | — |
| 36–47 monthsTerm is 36 Months thru 47 Months; balance tier $10,000 to $49,999 | — | 2.98% | — | 2.98% | $921 |
| 36–47 monthsTerm is 36 Months thru 47 Months; balance tier $500 to $9,999 | 2.93% | — | — | —2.93% $500–$10k | — |
| 36–47 monthsTerm is 36 Months thru 47 Months; balance tier Over $50,000 | — | — | 3.03% | —3.03% from $50k | — |
| 48–59 monthsTerm is 48 Months thru 59 Months; balance tier $10,000 to $49,999 | — | 3.03% | — | 3.03% | $1,268 |
| 48–59 monthsTerm is 48 Months thru 59 Months; balance tier $500 to $9,999 | 2.98% | — | — | —2.98% $500–$10k | — |
| 48–59 monthsTerm is 48 Months thru 59 Months; balance tier Over $50,000 | — | — | 3.08% | —3.08% from $50k | — |
| 60 monthsTerm is 60 Months; balance tier $10,000 to $49,999 | — | 3.14% | — | 3.14% | $1,672 |
| 60 monthsTerm is 60 Months; balance tier $500 to $9,999 | 3.09% | — | — | —3.09% $500–$10k | — |
| 60 monthsTerm is 60 Months; balance tier Over $50,000 | — | — | 3.19% | —3.19% from $50k | — |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 4.21%APY · 15 terms
No maintenance fees charged to maintain IRA. Substantial penalty for early withdrawal. Compounded quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthIRA - 30 Day IRA | 0.80% | $7 |
| 2–3 months32 thru 90 Days IRA rate | 0.80% | $7 |
| 4–5 months91 Days thru 5 Months IRA rate | 1.05% | $26 |
| 6–11 months6 Months thru 11 Months IRA rate | 1.15% | $57 |
| 7 months7 Month Special IRA rate | 4.21% | $243 |
| 12–17 months12 Months thru 17 Months IRA rate | 1.86% | $186 |
| 13 months13 Month Special IRA rate | 4.11% | $446 |
| 18–23 months18 Months thru 23 Months IRA rate | 2.06% | $311 |
| 18 monthsIRA - 18 Month Variable | 2.06% | $311 |
| 24–29 months24 Months thru 29 Months IRA rate | 2.88% | $584 |
| 27 months27 Month Special IRA rate | 3.75% | $864 |
| 30–35 months30 Months thru 35 Months IRA rate | 2.98% | $762 |
| 36–47 months36 Months thru 47 Months IRA rate | 3.03% | $937 |
| 48–59 months48 Months thru 59 Months IRA rate | 3.08% | $1,290 |
| 60 months60 Months IRA rate | 3.19% | $1,700 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.