Bank · FDIC insured
nbkc CD Rates
Top Carrotnbkc’s best CD rate is 4.15% APY on a 7-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How nbkc’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
nbkc
4.15%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $240
Personal CD
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
nbkc CD score
88
CD score
Higher than 81% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo2.75%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where nbkc ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal CD
Up to 4.15%APY · 9 terms
Early withdrawal of funds prior to maturity may result in penalty. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.85% | $191 |
| 7 months | 4.15% | $240 |
| 11 months | 4.15% | $380 |
| 12 months | 3.66% | $366 |
| 15 months | 4.15% | $521 |
| 24 months | 3.00% | $609 |
| 36 months | 2.75% | $848 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.75% | $1,453 |
Sources (1)
- nbkc.com/personal/certificate-of-deposits · captured Oct 5, 2026
Special-purpose accounts
Personal IRA CD
Up to 2.76%APY · 6 terms
Early withdrawal of funds prior to maturity may result in penalty. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.00% | $100 |
| 12 months | 2.76% | $276 |
| 24 months | 2.50% | $506 |
| 36 months | 2.25% | $690 |
| 48 months | 2.25% | $931 |
| 60 months | 2.25% | $1,177 |
Sources (1)
- nbkc.com/personal/certificate-of-deposits · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.