Bank · FDIC insured
First National Bank of Hutchinson CD Rates
First National Bank of Hutchinson’s best CD rate is 2.77% APY on a 2-year CD. Terms run from 3 months to 5 years. Rates checked October 5, 2026.
How First National Bank of Hutchinson’s CD rates compare
Compared with banks and credit unions near Hutchinson, KS, where First National Bank of Hutchinson has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Hutchinson
4.15%APY
- Term
- 16 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $557
Special CD Rates
Top rate
Heartland Credit Union
4.50%APY
- Term
- 48 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,925
2nd-highest rate
Credit Union of America
4.30%APY
- Term
- 25 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $917
First National Bank of Hutchinson CD score
68
CD score
Higher than 20% of U.S. banks and credit unions
- 3–8 months3–8 mo1.76%
- 9–15 months9–15 mo2.65%
- 16–30 months16–30 mo2.77%
- 31–60 months31–60 mo2.77%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Hutchinson ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special CD Rates
Up to 4.15%APY · 4 terms
Funds must remain on deposit until maturity to earn the advertised yield. A penalty will be imposed for early withdrawal.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 monthsThere is no limit to the number of deposits made to the 7 Month Add-On CD. Each deposit must be at least $50.00. Account balance cannot exceed $1 million | 3.80% | — | 3.80% | $220 |
| 10 monthsPerks+ Checking account is required. New Money only | — | 3.85% | 3.85% | $320 |
| 13 months | — | 4.00% | 4.00% | $434 |
| 16 months | — | 4.15% | 4.15% | $557 |
Sources (1)
- fnbhutch.bank/rates · captured Oct 5, 2026
CDs
Up to 2.77%APY · 7 terms
Funds must remain on deposit until maturity to earn the advertised yield. A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.51% | $38 |
| 6 months | 1.76% | $88 |
| 12 months | 2.65% | $265 |
| 24 months | 2.77% | $562 |
| 36 months | 2.77% | $854 |
| 48 months | 2.77% | $1,155 |
| 60 months | 2.77% | $1,464 |
Sources (1)
- fnbhutch.bank/rates · captured Oct 5, 2026
Special-purpose accounts
IRA CDs
Up to 2.77%APY · 4 terms
Funds must remain on deposit until maturity to earn the advertised yield. A penalty will be imposed for early withdrawal.
| Term | APY · $5 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownFloating Rate IRA CD. Compounding Frequency: Quarterly | 0.03% | — | 0.03% | $0 |
| 12 monthsCompounding Frequency: Semi-Annually | — | 2.65% | 2.65% | $265 |
| 24 monthsCompounding Frequency: Semi-Annually | — | 2.77% | 2.77% | $562 |
| 36 monthsRates may be subject to change after the account is opened if the account holder is over 59.5 years old. Compounding Frequency: Semi-Annually | — | 2.77% | 2.77% | $854 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.