Credit union · NCUA insured
Kansas Teachers Community Credit Union CD Rates
Kansas Teachers Community Credit Union’s best CD rate is 4.10% APY on a 7-month share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Kansas Teachers Community Credit Union’s CD rates compare
Compared with banks and credit unions near Pittsburg, KS, where Kansas Teachers Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kansas Teachers Community Credit Union
4.10%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $237
Certificate of Deposit
2nd-highest rate
Commerce Bank
3.85%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $583
3rd-highest rate
Community National Bank & Trust
3.51%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $262
Kansas Teachers Community Credit Union CD score
80
CD score
Higher than 53% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo2.00%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kansas Teachers Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.10%APY · 9 terms
Term from 3 to 48 months. Dividends credited quarterly. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty is 30 days of interest | 3.25% | $80 |
| 6 monthsEarly withdrawal penalty is 60 days of interest | 4.00% | $198 |
| 7 monthsPromotional rate. New money only. Membership eligibility required. Early withdrawal penalty applies | 4.10% | $237 |
| 12 monthsEarly withdrawal penalty is 60 days of interest | 3.50% | $350 |
| 18 monthsEarly withdrawal penalty is 150 days of interest | 3.25% | $491 |
| 24 monthsEarly withdrawal penalty is 150 days of interest | 3.00% | $609 |
| 30 monthsEarly withdrawal penalty is 150 days of interest | 2.00% | $508 |
| 36 monthsEarly withdrawal penalty is 150 days of interest | 2.00% | $612 |
| 48 monthsEarly withdrawal penalty is 150 days of interest | 1.75% | $719 |
Sources (4)
- kstcu.org/Accounts/Account-Types/Certificate-of-Deposit
- kstcu.org/Rates/Share-Rates
- kstcu.org
- kstcu.org/Promotions/Certificate-Special
All captured Sep 18, 2026
Special-purpose accounts
Youth Share Certificate
4.25%APY · 1 term
May be opened for youth up to age 18. Additional deposits may be made at any time in $25.00 increments. Can be automatically renewed to age 18. Early withdrawal penalty is 60 days of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsFor youth up to age 18. Additional deposits in $25 increments allowed. Early withdrawal penalty is 60 days of interest | 4.25% | $461 |
Sources (2)
All captured Sep 18, 2026
Who can join Kansas Teachers Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.