Compare Bank & Credit Union Rates
Best CD rates in Indiana
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Indiana
- 4.50%APY$450 over 1 year on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. After account is opened, no deposits/withdrawals permitted until maturity date. Certificates automatically renew at maturity for same term at current market rate. Available on terms from 6 months to 60 months (and 3 month term). Option to choose whether dividends are compounded internally, paid by check, or deposited to another GenFed account.
4.41% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.50%APY$450 over 1 year on $10,000intro rate
Requirements
Product: $1,000 minimum opening deposit required for 12 Month Special using funds not currently on deposit at GreenWay Bank. CD specials renew at a 12 Month term; all others renew at original term. Interest credited quarterly (3 Month compounded at maturity). Penalty may be imposed for early withdrawal.
Offer: 12 Month Special (new money). Compounding quarterly. Renews at a 12 Month term. $1,000 minimum opening deposit required using funds not currently on deposit at GreenWay Bank.
Promotional rate · 4.43% interest rate · Effective Sep 22, 2026
Rate checked
More details - Central Soya Federal Credit UnionShare CertificatesCD · 12–24 months · $5,000 min
Credit union · 1 branch
4.50%APYRequirements
Product: $500.00 minimum deposit required. APR/APY subject to change at any time without notice.
Offer: CD Special: You pick the term, 1 or 2 years. Minimum balance of $5,000.00.
4.50% interest rate
Rate checked
More details - 4.39%APY$439 over 1 year on $10,000
Requirements
Product: Must be registered for Online Banking or book an appointment to apply in person. Safe, secure savings for First Responders.
4.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - Whiting Refinery Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
4.33%APY$433 over 1 year on $10,000Requirements
Product: Rates subject to change at any time. Certain limitations may apply. Subject to early penalty withdrawal.
4.25% interest rate
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More details - Advantage Plus Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · 1 branch
4.32%APY$432 over 1 year on $10,000Requirements
Product: Certificates based on a $500 minimum balance. A penalty may be imposed for early withdrawal which could affect the annual percentage yield.
4.25% interest rate
Rate checked
More details - 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
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More details - 4.28%APY$428 over 1 year on $10,000
Requirements
Product: Early withdrawals are subject to 180 days penalty on earned or unearned dividends. Fees could reduce earnings on the account.
Offer: Early withdrawals are subject to 180 days penalty on earned or unearned dividends.
4.20% interest rate · Effective Oct 15, 2026
Rate checked
More details - South Bend Firefighters Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
4.25%APY$425 over 1 year on $10,000Requirements
Product: A minimum of $1000 is required to open a share certificate. 3 to 48 month terms. Dividends can be compounded monthly and are available monthly or at maturity depending on the member's desire. Share Certificate Rates are subject to change. Share Certificates subject to early withdrawal penalty: forfeit 180 days dividend.
Offer: Early Withdrawal Penalty: forfeit 180 days dividend. Rates subject to change.
4.17% interest rate · Compounded monthly · Effective Jan 29, 2026
Rate checked
More details - CommunityWide Federal Credit UnionCW CertificatesCD · 12 months · $1,000 min
Credit union · 11 branches
4.25%APY$425 over 1 year on $10,000Requirements
Offer: Dividends paid at end of each month.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.20%APY$420 over 1 year on $10,000intro rate
Requirements
Product: Contact bank for current rate and availability. Promotional rate may remain available after expiration date (10/27/2026). Fees or other conditions could reduce earnings on the account. A penalty may or will be imposed for early withdrawal. Certificate will automatically renew with applicable rate at time of maturity.
Offer: Offer ends 10/27/2026. Alternative terms are not permitted.
Promotional rate · 4.14% interest rate · Effective Sep 23, 2026
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More details - 4.18%APY$418 over 1 year on $10,000
Requirements
Product: Variable rate. Additional deposits required. Membership eligibility required. $5 deposit in Member Ownership Share required.
Offer: Dividend Rate formula: T-Bill + 0.00%. Variable rate.
Effective Oct 1, 2026
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More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Minimum $500 required to open. Early withdrawal penalties apply. Rates subject to change without notice.
Offer: Early withdrawal penalties apply.
4.06% interest rate · Effective Oct 1, 2026
Rate checked
More details - Notre Dame Federal Credit UnionStandard CertificateCD · 12–23 months · $0 min
Credit union · 10 branches
4.15%APYRequirements
Product: Fixed rate for the term of the certificate. Early withdrawal penalty may apply.
Effective Oct 1, 2026
Rate checked
More details - 4.10%APY$410 over 1 year on $10,000intro rate
Requirements
Product: Minimum investment of $300. Early withdrawal penalties may apply. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in a Regular Share account.
Offer: Certificate Special. Rates valid October 1 - October 31, 2026. Minimum investment $300. Early withdrawal penalty may apply.
Promotional rate · Effective Oct 1, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Indiana
200 CDs at 155 banks and credit unions · checked Oct 15–22
- Typical
- 3.05%
- Top 10% from
- 4.00%
- Banks, typical
- 3.13%
- Credit unions, typical
- 3.04%
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Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch