Credit union · NCUA insured
Notre Dame Federal Credit Union CD Rates
Notre Dame Federal Credit Union’s best CD rate is 4.25% APY on a 2-year share certificate (CD). Terms run from 1 month to 7 years. Rates checked October 15, 2026.
How Notre Dame Federal Credit Union’s CD rates compare
Compared with banks and credit unions near South Bend, IN-MI, where Notre Dame Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Notre Dame Federal Credit Union
4.25%APY
- Term
- 24–35 months
- Minimum
- —
- Earns on $10,000
- —
Standard Certificate
Top rate
INOVA Federal Credit Union
4.75%APY
- Term
- 20 months
- Minimum
- $200
- Earns on $10,000
- $804
2nd-highest rate
Everwise Credit Union
4.47%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $562
Notre Dame Federal Credit Union CD score
90
CD score
Higher than 90% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Notre Dame Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Standard Certificate
Up to 4.25%APY · 7 terms
Fixed rate for the term of the certificate. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–5 months | 3.00% | $25 |
| 6–11 months | 3.65% | $181 |
| 12–23 months | 4.15% | $415 |
| 24–35 months | 4.25% | $868 |
| 36–47 months | 4.00% | $1,249 |
| 48–71 months | 3.05% | $1,277 |
| 84 months | 3.05% | $2,341 |
Special-purpose accounts
IRA Certificate
Up to 4.25%APY · 7 terms
Available in Traditional and Roth IRAs. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–5 months | 3.00% | $25 |
| 6–11 months | 3.65% | $181 |
| 12–23 months | 4.15% | $415 |
| 24–35 months | 4.25% | $868 |
| 36–47 months | 4.00% | $1,249 |
| 48–71 months | 3.05% | $1,277 |
| 84 months | 3.05% | $2,341 |
Tax-Deferred Certificate
0.25%APY · 1 term
Used in combination with tax-deferred retirement accounts. Taxes are paid on monies earned when withdrawn during retirement. Dividends paid at maturity. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 monthsDividends paid at maturity | 0.25% | $31 |
Who can join Notre Dame Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.