Credit union · NCUA insured
Sterling United FCU
Top CarrotA $102.5M credit union headquartered in Evansville, IN, with 8,158 members and 2 branches in Indiana. Best rates: CDs 4.28% and savings 0.10% APY.
Sterling United FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#2 of 13 in Evansville, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sterling United FCU
Sterling United Federal Credit Union, founded in 1956 in Evansville, Indiana to serve employees of Sterling Brewery and their families, is a member-owned credit union.
Headquartered on West Franklin Street, it operates an additional branch on Vogel Road and serves Vanderburgh, Warrick, Posey, and Henderson counties.
- Headquarters
- 1330 W Franklin St, Evansville, IN 47710-1028
- NCUA charter
- 11273
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in Posey, Vanderburgh, or Warrick County, Indiana, or Henderson County, Kentucky are eligible for membership.
Family and household
- Immediate family members (including children, parents, siblings, grandparents, grandchildren, and step relatives) of current members or of individuals who meet geographic eligibility criteria are eligible to join.
- Individuals who live in the same household as a current member are eligible for membership.
Cost to join
- A minimum share savings deposit of $5 is required for ownership, with no membership fee.
Branches
2 branches in Indiana
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Indiana
2 branches
- Sterling OfficeMain office1330 W Franklin St, Evansville, IN 47710Directions
- Vogel Road5727 Vogel Rd, Evansville, IN 47715Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.50% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.86% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.46% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $75 | $76 | — |
- CapitalNet worth ratio10.50%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.86%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.46%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$75Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sterling United FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.