Credit union · NCUA insured
Whiting Refinery Federal Credit Union CD Rates
Top CarrotWhiting Refinery Federal Credit Union’s best CD rate is 5.12% APY on a 5-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 15, 2026.
How Whiting Refinery Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Whiting Refinery Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Share Certificates
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
3rd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Whiting Refinery Federal Credit Union CD score
94
CD score
Higher than 96% of U.S. banks and credit unions
- 9–15 months9–15 mo4.33%
- 16–30 months16–30 mo4.59%
- 31–60 months31–60 mo5.12%
- QualifiedQualified5.12%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Whiting Refinery Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 5.12%APY · 6 terms
Rates subject to change at any time. Certain limitations may apply. Subject to early penalty withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.33% | $433 |
| 18 months | 4.33% | $656 |
| 24 months | 4.59% | $939 |
| 36 months | 4.59% | $1,441 |
| 48 months | 4.59% | $1,966 |
| 60 months | 5.12% | $2,836 |
Sources (1)
- wrfcu.org/services · captured Sep 18, 2026
Who can join Whiting Refinery Federal Credit Union
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