Compare Bank & Credit Union Rates
Best CD rates in Fort Wayne, IN
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Fort Wayne, IN
- 6.00%APY$549 over 11 months on $10,000intro rate
Requirements
Product: Money is automatically transferred from your direct deposit into the payroll certificate each time you get paid. Rate based on term selected (3 to 12 months) or certificate specials. Minimum $20 to open. Penalty for early withdrawal or no early withdrawals on specific specials. Fees may reduce earnings.
Offer: Limited Time Only Certificate Special: Must be opened in online or mobile banking between Oct 15th-19th, 2026 at 8:00 AM EST. $20 minimum and maximum to open. ACH distribution required with maximum $200/monthly, $100/bi weekly, or $50/weekly. No early withdrawals. Upon maturity, payroll certificates are transferred back into the account selected at opening. Limit one Payroll Certificate per member (SSN). Cannot use Loyalty Points or other offers in combination.
Promotional rate
Rate checked
More details - 4.50%APY$450 over 1 year on $10,000intro rate
Requirements
Product: $1,000 minimum opening deposit required for 12 Month Special using funds not currently on deposit at GreenWay Bank. CD specials renew at a 12 Month term; all others renew at original term. Interest credited quarterly (3 Month compounded at maturity). Penalty may be imposed for early withdrawal.
Offer: 12 Month Special (new money). Compounding quarterly. Renews at a 12 Month term. $1,000 minimum opening deposit required using funds not currently on deposit at GreenWay Bank.
Promotional rate · 4.43% interest rate · Effective Sep 22, 2026
Rate checked
More details - 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 7 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.25%APY$1,330 over 36 months on $10,000
Requirements
Product: Certificate terms from 91 days to 60 months. Fixed rates and rate bump options available. Early withdrawal penalty may apply.
Offer: 36 Month Advantage. Early withdrawal penalty may be imposed. Must have Garrett State Bank deposit account with a direct deposit. Allows for two (2) changes (bumps) in the interest rate during the 36 month term.
4.18% interest rate
Rate checked
More details - 4.20%APYintro rate
Requirements
Product: Minimum investment of $300. Early withdrawal penalties may apply. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in a Regular Share account.
Offer: Term is 5 years +. Rates valid October 1 - October 31, 2026. Minimum investment $300. Early withdrawal penalty may apply.
Promotional rate · Effective Oct 1, 2026
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More details - WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 2 branches
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details - Partners 1st Federal Credit UnionJumpStart Term SavingsCD · 24 months · $0 min
Credit union · 6 branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: JumpStart Term Savings is a 24-month Share Certificate. No starting deposit allowed. Maximum $200 automatic weekly deposit. Minimum $5 monthly deposits. Upon maturity, certificate will renew as a standard 24-month term share certificate at current rate. Early redemption penalty equals forfeiture of 180 days earnings. Dividends earned daily and paid monthly.
Offer: No starting deposit allowed. Maximum $200 automatic weekly deposit; minimum $5 monthly deposits. Early redemption penalty equals forfeiture of 180 days earnings.
4.00% interest rate
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More details - 4.05%APY$234 over 7 months on $10,000intro rate
Requirements
Product: FDIC-insured. Minimum opening deposit is generally $500. Early withdrawal penalty applies.
Offer: Limited-time offer. Must be opened with money not currently on deposit at Horizon Bank. Automatically renews to a 6-month fixed-rate CD. Penalty for early withdrawal.
Promotional rate · Effective Sep 29, 2026
Rate checked
More details - Partners 1st Federal Credit UnionRegular Share CertificatesCD · 12 months · $500 min
Credit union · 6 branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Rates as of 8/3/26 and subject to change at any time. Rates are fixed for the term. APY reflects dividends compounded and paid into the certificate monthly. Early withdrawal penalties apply.
Promotional rate · 3.93% interest rate · Effective Aug 3, 2026
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More details - 4.00%APY$502 over 15 months on $10,000
Requirements
Product: Consumer CDs with balances up to $5,000,000.00. Early withdrawal penalty applies. Accrues daily simple interest based on a 365-day year (366 days in leap year). Compounded annually and at maturity.
Offer: Special rate; limited time only, rate subject to change.
Compounded annually · Balance cap $5,000,000 · Effective Oct 14, 2026
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More details - 3.90%APY$423 over 13 months on $10,000with conditions
Requirements
Product: Requires having or opening a Lake City Bank checking account. Deposits and withdrawals not allowed. Penalty for early withdrawal.
Offer: Requires checking account. Penalty for early withdrawal.
Qualified rate · Effective Oct 4, 2026
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More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Early withdrawal penalty applies and varies by term (Under 1 year = 30 days' dividends; 12-36 months = 180 days' dividends; over 36 months = 365 days' dividends; Any Purpose Savings = 90 days' dividends). Dividends compound daily and deposit on the last business day of each month. Automatic renewal at maturity.
Offer: Early withdrawal penalty is 30 days' dividends.
3.68% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Rates may vary by market. Personal deposits accepted online; visit branch or call for business deposits. Penalty for early withdrawal. Funds must be received within 7 days to receive current rate.
Offer: New money (funds not on deposit with Centier Bank in the last 90 days).
Promotional rate · 3.68% interest rate · Effective Oct 13, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Fort Wayne, IN
291 CDs at 21 banks and credit unions · checked Oct 15–22
- Typical
- 2.35%
- Top 10% from
- 3.90%
- Banks, typical
- 2.00%
- Credit unions, typical
- 2.75%
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Find your bank or credit union to see all its rates and how they compare near you.
Fort Wayne, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Summit Choice Credit UnionCredit union · 6 branches
- Flagstar BankBank · 10 branches
- GreenWay BankBank · 1 branch