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Credit union · NCUA insured

South Bend Firefighters Credit Union CD Rates

South Bend Firefighters Credit Union’s best CD rate is 4.25% APY on a 1-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 15, 2026.

How South Bend Firefighters Credit Union’s CD rates compare

Compared with banks and credit unions near South Bend, IN-MI, where South Bend Firefighters Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    South Bend Firefighters Credit Union

    4.25%APY

    Term
    12 months
    Minimum
    $1,000
    Earns on $10,000
    $425

    Certificates of Deposit

  • Top rate

    INOVA Federal Credit Union

    4.75%APY

    Term
    20 months
    Minimum
    $200
    Earns on $10,000
    $804

    INOVA Federal Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-highest rate

    Everwise Credit Union

    4.47%APY

    Term
    15 months
    Minimum
    $500
    Earns on $10,000
    $562

    Everwise Credit Union rates

Compare CD rates near you →

South Bend Firefighters Credit Union CD score

86

CD score

Higher than 73% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo4.25%
  • 16–30 months16–30 mo3.56%
  • 31–60 months31–60 mo3.56%
  • QualifiedQualified4.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where South Bend Firefighters Credit Union ranks

By CD score, in each area where it has branches

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join South Bend Firefighters Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Family and household

  • Immediate family members and household members of members are eligible to join.

Cost to join

  • A $5 deposit is required to open a share savings account and establish membership.

Membership information collected October 5, 2026.

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