Credit union · NCUA insured
South Bend Firefighters Credit Union CD Rates
South Bend Firefighters Credit Union’s best CD rate is 4.25% APY on a 1-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 15, 2026.
How South Bend Firefighters Credit Union’s CD rates compare
Compared with banks and credit unions near South Bend, IN-MI, where South Bend Firefighters Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
South Bend Firefighters Credit Union
4.25%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $425
Certificates of Deposit
Top rate
INOVA Federal Credit Union
4.75%APY
- Term
- 20 months
- Minimum
- $200
- Earns on $10,000
- $804
2nd-highest rate
Everwise Credit Union
4.47%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $562
South Bend Firefighters Credit Union CD score
86
CD score
Higher than 73% of U.S. banks and credit unions
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo3.56%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where South Bend Firefighters Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 3 terms
A minimum of $1000 is required to open a share certificate. 3 to 48 month terms. Dividends can be compounded monthly and are available monthly or at maturity depending on the member's desire. Share Certificate Rates are subject to change. Share Certificates subject to early withdrawal penalty: forfeit 180 days dividend.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarly Withdrawal Penalty: forfeit 180 days dividend. Rates subject to change | 4.25% | $425 |
| 24 monthsEarly Withdrawal Penalty: forfeit 180 days dividend. Rates subject to change | 3.56% | $725 |
| 36 monthsEarly Withdrawal Penalty: forfeit 180 days dividend. Rates subject to change | 3.56% | $1,106 |
Sources (2)
All captured Oct 15, 2026
Who can join South Bend Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Immediate family members and household members of members are eligible to join.
Cost to join
- A $5 deposit is required to open a share savings account and establish membership.
Membership information collected October 5, 2026.