Compare Bank & Credit Union Rates
Best CD rates in Evansville, IN
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Evansville, IN
- 4.40%APY$1,379 over 36 months on $10,000intro rate
Requirements
Product: Penalty may be imposed for early withdrawal. $1,000 minimum deposit required to open and earn desired APY on all Banterra CDs. Online applicants must be 18 years old, a US citizen with a US address, and resident of AZ, CO, ID, IL, IN, KY, MO, or UT.
Offer: Promotional rate special. Penalty may be imposed for early withdrawal.
Promotional rate · Effective Oct 13, 2026
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More details - 4.35%APY$472 over 13 months on $10,000
Requirements
Product: Membership savings account required. Maximum $1,000,000 per household. Penalty for early withdrawal. Fees could reduce earnings.
Offer: Membership savings account required. Maximum $1,000,000 per household. Penalty for early withdrawal. Will renew to the 12-month certificate account if auto-renew is chosen.
4.27% interest rate · Balance cap $1,000,000 · Effective Oct 1, 2026
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More details - 4.28%APY$428 over 1 year on $10,000
Requirements
Product: Early withdrawals are subject to 180 days penalty on earned or unearned dividends. Fees could reduce earnings on the account.
Offer: Early withdrawals are subject to 180 days penalty on earned or unearned dividends.
4.20% interest rate · Effective Oct 15, 2026
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More details - 4.27%APY$355 over 10 months on $10,000intro rate
Promotional rate · 4.25% interest rate
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More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
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More details - 4.25%APY$317 over 9 months on $10,000intro rate
Requirements
Product: Fixed rate certificates. A substantial penalty may be imposed for early withdrawal or failure to comply with certificate requirements. Minimum balance listed is required to purchase certificate and obtain APY. Rates subject to change weekly/without notice and paid until first maturity.
Offer: Featured certificate.
Promotional rate · 4.17% interest rate
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More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Fixed-rate terms from 6 to 60 months. Dividends compound monthly. Low minimum balance requirements. Convenient automatic renewal; 30-day notice of maturity. Penalty for early withdrawal. Raise the Rate feature: once during the term, can increase the rate of any new or existing Share Certificate to the new rate effective on the date of issue (eligible certificates must have a term of at least 24 months; share certificate special offers excluded).
Offer: Certificate Special. Limited-time offer. Additional deposits of $100 or more allowed throughout term (in branch or by phone, not through online banking). Ineligible for Raise the Rate feature. Penalty for early withdrawal.
Promotional rate · 4.17% interest rate
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More details - 4.17%APY$241 over 7 months on $10,000
4.13% interest rate · Effective Sep 30, 2026
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More details - 4.11%APY$307 over 9 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings. Minimum opening deposit of $500.00. Rates are subject to change without notice.
Offer: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Effective Jul 14, 2026
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More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Offer: Limited time special. Early withdrawal penalty equals 90-days dividend on the amount withdrawn.
3.93% interest rate · Effective May 18, 2026
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More details - 4.00%APY$468 over 14 months on $10,000intro rate
Requirements
Product: Consumer deposits only. Limited-time offer. Early withdrawal penalties apply. Maximum deposit $250,000.
Offer: Interest compounded semi-annually. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer.
Promotional rate · Balance cap $250,000 · Effective Sep 17, 2026
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More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Rates subject to change without notice. A penalty will be imposed for early withdrawal.
Offer: 8 Month special. Minimum balance to open and earn APY is $500. Penalty for early withdrawal.
Promotional rate · Effective Oct 1, 2026
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More details - Evansville Federal Credit UnionShare CertificatesCD · 8 months · $1,000 min
Credit union · 2 branches
3.30%APY$219 over 8 months on $10,000Requirements
Product: Early withdrawal penalty of 90 days of earned or unearned interest. Dividends paid on a 365-day year. Dividends can be compounded or paid monthly to an EFCU share account. Federally insured by NCUA to at least $250,000.
Offer: Early withdrawal penalty of 90 days of earned or unearned interest.
3.25% interest rate · Effective Oct 5, 2026
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More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Special CD that gives chances to win $5,000 quarterly prizes plus monthly cash prizes. Every $25 deposit earns one entry (up to 100 chances monthly). Early withdrawal penalty of 90 days of earned or unearned interest.
Offer: Every $25 deposit gets another chance to win (up to 100 chances per month). Early withdrawal penalty of 90 days of earned or unearned interest.
3.20% interest rate · Effective Oct 5, 2026
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More details - 1.97%APY$197 over 1 year on $10,000
Requirements
Product: 12-month share certificate savings challenge with chances to win monthly and quarterly cash prizes ($25 to $5,000; up to 100 entries per month). Dividends compounded monthly. Insured up to $250,000 by NCUA.
Offer: Dividends compounded monthly; early withdrawals reduce earnings.
1.95% interest rate · Compounded monthly
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Evansville, IN
113 CDs at 12 banks and credit unions · checked Oct 15–16
- Typical
- 3.25%
- Top 10% from
- 4.15%
- Banks, typical
- 3.51%
- Credit unions, typical
- 3.25%
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Evansville, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Indiana Members Credit UnionCredit union · 3 branches
- Sterling United FCUCredit union · 2 branches
- Evansville Federal Credit UnionCredit union · 3 branches