Credit union · NCUA insured
Advantage Plus Federal Credit Union CD Rates
Top CarrotAdvantage Plus Federal Credit Union’s best CD rate is 4.99% APY on a 3-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 15, 2026.
How Advantage Plus Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Terre Haute, IN, where Advantage Plus Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Advantage Plus Federal Credit Union
4.99%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $1,573
Traditional Certificate
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
3rd-highest rate
Crane Credit Union
4.25%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $461
Advantage Plus Federal Credit Union CD score
94
CD score
Higher than 96% of U.S. banks and credit unions
- 9–15 months9–15 mo4.32%
- 16–30 months16–30 mo4.58%
- 31–60 months31–60 mo4.99%
- QualifiedQualified4.99%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Advantage Plus Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Traditional Certificate
Up to 4.99%APY · 2 terms
| Term | APY · Any balance | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 18 months | — | 4.58% | 4.58% | $695 |
| 36 months | 4.99% | — | 4.99% | $1,573 |
Sources (1)
- apifcu.com/rates · captured Oct 9, 2026
Share Certificate
Up to 4.73%APY · 3 terms
Certificates based on a $500 minimum balance. A penalty may be imposed for early withdrawal which could affect the annual percentage yield.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.32% | $432 |
| 24 months | 4.58% | $937 |
| 36 months | 4.73% | $1,487 |
Sources (1)
- apifcu.com/rates · captured Oct 9, 2026
Who can join Advantage Plus Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.