Compare Bank & Credit Union Rates
Best CD rates in Indiana
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in Indiana
- 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Rates are subject to change and may change after the account is open. Fees could reduce earnings. A penalty may be imposed for early withdrawal of CDs.
Offer: Under $100,000.00. Penalty may be imposed for early withdrawal.
3.93% interest rate · Effective Sep 25, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Terms from 3 to 60 months. Minimum opening balance $1,000. Rates fixed for term. Auto-renews at maturity with 10-day grace period for penalty-free withdrawal. Early withdrawal penalty based on term length: 90 days interest for 1–3 months; 180 days interest for 4–18 months; 360 days interest for 19+ months.
Offer: Interest compounded and credited monthly. Early withdrawal penalty: 180 days interest.
3.93% interest rate · Effective Oct 2, 2026
Rate checked
More details - Partners 1st Federal Credit UnionRegular Share CertificatesCD · 12 months · $500 min
Credit union · 9 branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Rates as of 8/3/26 and subject to change at any time. Rates are fixed for the term. APY reflects dividends compounded and paid into the certificate monthly. Early withdrawal penalties apply.
Promotional rate · 3.93% interest rate · Effective Aug 3, 2026
Rate checked
More details - Prime Trust Financial Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 4 branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: No monthly service or origination fees. Early withdrawal penalty may apply. Consumer & Share Certificates receive an additional 0.25% for direct deposit where eligible.
Offer: No rate bump available. Early withdrawal penalty may apply.
3.92% interest rate · Effective Jan 5, 2026
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More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard interest rate and APY.
Offer: Requires $1,000 opening deposit in new money. Assumes funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY.
Promotional rate · Effective Jun 10, 2026
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More details - 4.00%APY$468 over 14 months on $10,000intro rate
Requirements
Product: Consumer deposits only. Limited-time offer. Early withdrawal penalties apply. Maximum deposit $250,000.
Offer: Interest compounded semi-annually. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer.
Promotional rate · Balance cap $250,000 · Effective Sep 17, 2026
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More details - 4.00%APY$502 over 15 months on $10,000intro rate
Requirements
Product: CD minimum to open and earn APY in branch is $500. Minimum to open and earn APY online is $1,000, except featured 8-month term which is $10,000 online.
Offer: CD Special. Offers require new money - funds not on deposit at Civista. Minimum opening balance and minimum balance to obtain APY is $500 in branch ($1,000 online).
Promotional rate · 3.92% interest rate · Effective Oct 9, 2026
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More details - 4.00%APY$502 over 15 months on $10,000
Requirements
Product: Minimum deposit is $500. Terms and Conditions subject to change without notice. Penalty may be imposed for early withdrawal.
3.94% interest rate · Effective Oct 1, 2026
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More details - 4.00%APY$502 over 15 months on $10,000
Requirements
Product: Consumer CDs with balances up to $5,000,000.00. Early withdrawal penalty applies. Accrues daily simple interest based on a 365-day year (366 days in leap year). Compounded annually and at maturity.
Offer: Special rate; limited time only, rate subject to change.
Compounded annually · Balance cap $5,000,000 · Effective Oct 14, 2026
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More details - 4.00%APY$502 over 15 months on $10,000intro rate
Requirements
Product: Minimum deposit $1000 for CDs. Available for a limited time. Interest compounded at term end if less than 6 months, otherwise compounded semi-annually. Penalty may be imposed for early withdrawal.
Offer: Interest compounded semi-annually. Available for a limited time. Penalty may be imposed for early withdrawal.
Promotional rate · 3.96% interest rate
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More details - 4.00%APY$502 over 15 months on $10,000
Requirements
Product: Rates effective as of October 1, 2026. Penalty may be imposed for early withdrawal. Rates will normally change every Wednesday, but are subject to change at any time.
Offer: Penalty may be imposed for early withdrawal.
3.94% interest rate · Effective Oct 1, 2026
Rate checked
More details - Indiana State University Credit UnionShare CertificatesCD · 15 months · $500 min
Credit union · 1 branch
4.00%APY$502 over 15 months on $10,000intro rateRequirements
Product: Dividends compounded quarterly based on daily balances. Penalty assessed for early withdrawal. For age 21 and under: $250 minimum balance / opening deposit, 12-month minimum term.
Offer: Special offer. Limited time only. $250 minimum deposit for minors. Option of monthly interest payments available.
Promotional rate · 3.94% interest rate · Compounded quarterly · Effective Jul 1, 2026
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More details - 4.00%APY$2,167 over 60 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal.
4.00% interest rate · Effective Apr 1, 2026
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More details - 3.93%APY$260 over 8 months on $10,000
Requirements
Product: Automatically renewable. A penalty will be imposed for funds withdrawn prior to maturity. Fees may reduce earnings.
Offer: Automatically renewable. Early withdrawal penalty applies.
3.90% interest rate · Effective Oct 7, 2026
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More details - 3.91%APY$458 over 14 months on $10,000with conditions
Requirements
Product: Options range from 182 days to 5 years. Opening minimum is $1,000.00.
Offer: *Upon maturity of the initial term, CD will renew as a 12-month CD. You must maintain an existing checking account or open a new checking account with a minimum opening deposit of $500. A penalty may be imposed for early withdrawal. Interest compounds semiannually.
Qualified rate · 3.87% interest rate · Effective Jun 26, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,673 CDs at 171 banks and credit unions · checked Oct 15–22
- Typical
- 2.94%
- Top 10% from
- 4.03%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
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Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch