Bank · FDIC insured
Hendricks County Bank CD Rates
Hendricks County Bank’s best CD rate is 4.00% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Hendricks County Bank’s CD rates compare
Compared with banks and credit unions near Indianapolis, IN, where Hendricks County Bank has the most branches. $10,000, best rate first.
This bank’s best
Hendricks County Bank
4.00%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $400
Certificates of Deposit
Top rate
IU Credit Union
4.50%APY
- Term
- 6 months
- Minimum
- $2,000
- Earns on $10,000
- $223
2nd-highest rate
Elements Financial
4.50%APY
- Term
- 8 months
- Minimum
- $1,000
- Earns on $10,000
- $298
Hendricks County Bank CD score
83
CD score
Higher than 63% of U.S. banks and credit unions
- 3–8 months3–8 mo3.71%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hendricks County Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 9 terms
Rates are subject to change and may change after the account is open. Fees could reduce earnings. A penalty may be imposed for early withdrawal of CDs.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| Unknown–6 monthsOver $100,000.00. Penalty may be imposed for early withdrawal | — | 1.03% | —1.03% from $100k | — |
| Unknown–6 monthsUnder $100,000.00. Penalty may be imposed for early withdrawal | 1.00% | — | 1.00% | $0 |
| 6 monthsOver $100,000.00. Penalty may be imposed for early withdrawal | — | 3.71% | —3.71% from $100k | — |
| 6 monthsUnder $100,000.00. Penalty may be imposed for early withdrawal | 3.71% | — | 3.71% | $184 |
| 12 monthsOver $100,000.00. Penalty may be imposed for early withdrawal | — | 4.00% | —4.00% from $100k | — |
| 12 monthsUnder $100,000.00. Penalty may be imposed for early withdrawal | 4.00% | — | 4.00% | $400 |
| 18 monthsOver $100,000.00. Penalty may be imposed for early withdrawal | — | 3.75% | —3.75% from $100k | — |
| 18 monthsUnder $100,000.00. Penalty may be imposed for early withdrawal | 3.75% | — | 3.75% | $568 |
| 24 monthsOver $100,000.00. Penalty may be imposed for early withdrawal | — | 3.51% | —3.51% from $100k | — |
| 24 monthsUnder $100,000.00. Penalty may be imposed for early withdrawal | 3.51% | — | 3.51% | $714 |
| 30 monthsOver $100,000.00. Penalty may be imposed for early withdrawal | — | 3.30% | —3.30% from $100k | — |
| 30 monthsUnder $100,000.00. Penalty may be imposed for early withdrawal | 3.30% | — | 3.30% | $846 |
| 36 monthsOver $100,000.00. Penalty may be imposed for early withdrawal | — | 3.25% | —3.25% from $100k | — |
| 36 monthsUnder $100,000.00. Penalty may be imposed for early withdrawal | 3.25% | — | 3.25% | $1,007 |
| 48 monthsOver $100,000.00. Penalty may be imposed for early withdrawal | — | 2.75% | —2.75% from $100k | — |
| 48 monthsUnder $100,000.00. Penalty may be imposed for early withdrawal | 2.75% | — | 2.75% | $1,146 |
| 60 monthsOver $100,000.00. Penalty may be imposed for early withdrawal | — | 2.75% | —2.75% from $100k | — |
| 60 monthsUnder $100,000.00. Penalty may be imposed for early withdrawal | 2.75% | — | 2.75% | $1,453 |
Special-purpose accounts
Individual Retirement Account Certificate
Up to 3.72%APY · 2 terms
Rates are subject to change and may change after the account is open. Fees could reduce earnings. A penalty may be imposed for early withdrawal of CDs.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 18 monthsOver $100,000.00. Penalty may be imposed for early withdrawal | — | 3.72% | —3.72% from $100k | — |
| 18 monthsUnder $100,000.00. Penalty may be imposed for early withdrawal | 3.72% | — | 3.72% | $563 |
| 36 monthsOver $100,000.00. Penalty may be imposed for early withdrawal | — | 3.23% | —3.23% from $100k | — |
| 36 monthsUnder $100,000.00. Penalty may be imposed for early withdrawal | 3.23% | — | 3.23% | $1,001 |
Sources (1)
- hcbt.bank/Deposit-Rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.