Credit union · NCUA insured
Indiana State University Credit Union
A $138.6M credit union headquartered in Terre Haute, IN, with 10,088 members and 1 branch in Indiana. Best rates: CDs 4.00% and savings 1.50% APY.
Indiana State University Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#3 of 7 in Terre Haute, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Indiana State University Credit Union
Indiana State University Federal Credit Union is a member-owned credit union headquartered in Terre Haute, Indiana, founded in 1960 by a group of ISU faculty members.
Federally chartered, the institution serves Indiana State University students, employees, and alumni alongside Select Employee Groups throughout the Wabash Valley.
- Headquarters
- 444 N 3rd St, Terre Haute, IN 47807
- NCUA charter
- 13616
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Anyone who lives or works in Vigo, Vermillion, Parke, Clay, or Sullivan County, Indiana, or Edgar or Clark County, Illinois, can join through American Consumer Council membership.
- Employees and/or members of designated Select Employee Groups (SEGs) are eligible to join.
- Persons retired as pensioners or annuitants from the Select Employee Groups are eligible for membership.
Military, government and schools
- Current students, employees, alumni, and retirees of Indiana State University are eligible for membership.
Family and household
- Immediate family members (spouse, child, stepchild, grandchild, parent, stepparent, grandparent, or sibling) of qualifying members are eligible for membership.
- Individuals living in the same residence and same economic unit as a credit union member are eligible to join.
2 more ways to join
Family and household
- Immediate family members (spouse, child, stepchild, grandchild, parent, stepparent, grandparent, or sibling) of current students, employees, alumni, and retirees of Indiana State University are eligible for membership.
- Spouses of persons who died while within the field of membership are eligible to join.
Cost to join
- A $5 minimum deposit is required for the Member Ownership Account.
Branches
1 branch in Indiana
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Indiana
1 branch
- ISU Credit UnionMain office444 N 3rd St, Terre Haute, IN 47807Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.53% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.48% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.85% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $66 | $76 | — |
- CapitalNet worth ratio13.53%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.48%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.85%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$66Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Indiana State University Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.