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Credit union · NCUA insured

Indiana State University Credit Union CD Rates

Indiana State University Credit Union’s best CD rate is 4.00% APY on a 15-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.

How Indiana State University Credit Union’s CD rates compare

Compared with banks and credit unions near Terre Haute, IN, where Indiana State University Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Indiana State University Credit Union

    4.00%APY

    Term
    15 months
    Minimum
    $500
    Earns on $10,000
    $502

    Share Certificates

  • Top Carrot, Carrot Score 88

    Top rate

    Advantage Plus Federal Credit Union

    4.99%APY

    Term
    36 months
    Minimum
    —
    Earns on $10,000
    $1,573

    Advantage Plus Federal Credit Union rates

  • 2nd-highest rate

    Woodforest National Bank

    4.25%APY

    Term
    9 months
    Minimum
    $500
    Earns on $10,000
    $317

    Woodforest National Bank rates

Compare CD rates near you →

Indiana State University Credit Union CD score

76

CD score

Higher than 42% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo1.55%
  • 9–15 months9–15 mo4.00%
  • 16–30 months16–30 mo2.50%
  • 31–60 months31–60 mo3.05%
  • QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Indiana State University Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Indiana State University Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Anyone who lives or works in Vigo, Vermillion, Parke, Clay, or Sullivan County, Indiana, or Edgar or Clark County, Illinois, can join through American Consumer Council membership.
  • Employees and/or members of designated Select Employee Groups (SEGs) are eligible to join.
  • Persons retired as pensioners or annuitants from the Select Employee Groups are eligible for membership.

Military, government and schools

  • Current students, employees, alumni, and retirees of Indiana State University are eligible for membership.

Family and household

  • Immediate family members (spouse, child, stepchild, grandchild, parent, stepparent, grandparent, or sibling) of qualifying members are eligible for membership.
  • Individuals living in the same residence and same economic unit as a credit union member are eligible to join.
2 more ways to join

Family and household

  • Immediate family members (spouse, child, stepchild, grandchild, parent, stepparent, grandparent, or sibling) of current students, employees, alumni, and retirees of Indiana State University are eligible for membership.
  • Spouses of persons who died while within the field of membership are eligible to join.

Cost to join

  • A $5 minimum deposit is required for the Member Ownership Account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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