Bank · FDIC insured
German American Bank CD Rates
German American Bank’s best CD rate is 4.00% APY on a 14-month CD. Terms run from 5 months to 14 months. Rates checked October 15, 2026.
How German American Bank’s CD rates compare
Compared with banks and credit unions in Indiana, where German American Bank has the most branches. $10,000, best rate first.
This bank’s best
German American Bank
4.00%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $468
CD Specials
Top rate
Public Service Credit Union
6.00%APY
- Term
- 11 months
- Minimum
- $20
- Earns on $10,000
- $549
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
Up to 4.00%APY · 2 terms
Consumer deposits only. Limited-time offer. Early withdrawal penalties apply. Maximum deposit $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsInterest compounded quarterly. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer | 3.75% | $155 |
| 14 monthsInterest compounded semi-annually. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer | 4.00% | $468 |
Sources (1)
- germanamerican.com/personal-banking/cds/cd-special · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.