Credit union · NCUA insured
HARVESTER FINANCIAL CD Rates
HARVESTER FINANCIAL’s best CD rate is 4.00% APY on a 15-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How HARVESTER FINANCIAL’s CD rates compare
Compared with banks and credit unions near Indianapolis, IN, where HARVESTER FINANCIAL has the most branches. $10,000, best rate first.
This credit union’s best
HARVESTER FINANCIAL
4.00%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $502
Share Certificates
Top rate
IU Credit Union
4.50%APY
- Term
- 6 months
- Minimum
- $2,000
- Earns on $10,000
- $223
2nd-highest rate
Elements Financial
4.50%APY
- Term
- 8 months
- Minimum
- $1,000
- Earns on $10,000
- $298
HARVESTER FINANCIAL CD score
85
CD score
Higher than 68% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.45%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where HARVESTER FINANCIAL ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.00%APY · 12 terms
Minimum deposit is $500. Terms and Conditions subject to change without notice. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.75% | $68 |
| 6 months | 3.25% | $161 |
| 9 months | 3.60% | $269 |
| 12 months | 3.50% | $350 |
| 15 months | 4.00% | $502 |
| 17 months | 4.00% | $571 |
| 18 months | 3.60% | $545 |
| 24 months | 3.55% | $723 |
| 30 months | 3.50% | $898 |
| 36 months | 3.45% | $1,071 |
| 48 months | 3.30% | $1,387 |
| 60 months | 3.20% | $1,706 |
Who can join HARVESTER FINANCIAL
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.