Compare Bank & Credit Union Rates
Best CD rates in Indiana
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 166–180 results in Indiana
- First Federal Savings BankEZ Access 12 Month Certificate of DepositCD · 12 months · $5,000 min
Bank · 6 branches
3.29%APY$329 over 1 year on $10,000Requirements
Product: Make additional deposits of $1,000 or more anytime without extending maturity date. Withdraw $1,000 or more once per calendar month without penalty. Penalty for early withdrawal except credited interest.
Offer: Minimum balance is $1,000.
3.25% interest rate · Effective Feb 9, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
Requirements
Product: Certificates require a $500 minimum deposit unless otherwise specified. Early withdrawal penalties apply.
3.20% interest rate · Effective Aug 17, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
Requirements
Product: Substantial penalty for early withdrawal.
3.25% interest rate
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Dividends compound and are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends. Early withdrawal penalty applies.
Offer: Early withdrawal penalty is 90 days' dividends.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.25%APY$1,007 over 36 months on $10,000
3.20% interest rate
Rate checked
More details - KEMBA Indianapolis Credit UnionInvestment CertificateCD · 36 months · $500 min
Credit union · 1 branch
3.25%APY$1,007 over 36 months on $10,000Requirements
Product: Certificates require a $500 minimum deposit. Early withdrawal penalty calculation for Investment Certificates is substantially higher than regular certificate penalty calculation.
3.20% interest rate · Effective Aug 17, 2026
Rate checked
More details - 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: CDs subject to penalty for early withdrawal. Minimum deposit of $500.
Effective Sep 30, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Special CD that gives chances to win $5,000 quarterly prizes plus monthly cash prizes. Every $25 deposit earns one entry (up to 100 chances monthly). Early withdrawal penalty of 90 days of earned or unearned interest.
Offer: Every $25 deposit gets another chance to win (up to 100 chances per month). Early withdrawal penalty of 90 days of earned or unearned interest.
3.20% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.20%APY$991 over 36 months on $10,000
Requirements
Product: Minimum $1,000.00 deposit; dividends compounded quarterly
Offer: Minimum $1,000.00 deposit; dividends compounded quarterly
Compounded quarterly · Effective Oct 16, 2026
Rate checked
More details - 3.17%APY$184 over 7 months on $10,000intro rate
Requirements
Product: Automatically renews into a 12 Month CD unless redeemed at time of maturity. Interest compounded quarterly, added back to CD quarterly.
Offer: Automatically renews into a 12 Month CD unless redeemed at time of maturity.
Promotional rate · 3.13% interest rate · Compounded quarterly
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.15%APY$1,677 over 60 months on $10,000
3.11% interest rate · Effective Oct 1, 2024
Rate checked
More details - EWEB Employees Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.10%–3.15% by balance
Credit union · 1 branch
3.10%APY$310 over 1 year on $10,000intro rateRequirements
Product: Compounded and paid monthly. Minimum daily balance required to earn dividends. Bump Up CD rate may be subject to change after the first anniversary of the CD, per member's request, for 3, 4, or 5-year terms.
Offer: Minimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly.
Promotional rate · 3.06% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 3.10% $15,000 and up 3.15% Rate checked
More details - 3.10%APY$1,649 over 60 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier.
3.06% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,665 CDs at 170 banks and credit unions · checked Oct 16–23
- Typical
- 2.94%
- Top 10% from
- 4.05%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch