Credit union · NCUA insured
EWEB Employees Federal Credit Union CD Rates
EWEB Employees Federal Credit Union’s best CD rate is 3.15% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How EWEB Employees Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Eugene, OR, where EWEB Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
EWEB Employees Federal Credit Union
3.10%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $310
Share Certificate
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Central Willamette Credit Union
4.16%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $750
- Earns on $10,000
- $416
EWEB Employees Federal Credit Union CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 3–8 months3–8 mo2.10%
- 9–15 months9–15 mo3.10%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.10%
- QualifiedQualified3.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where EWEB Employees Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.10%APY · 8 terms
Compounded and paid monthly. Minimum daily balance required to earn dividends. Bump Up CD rate may be subject to change after the first anniversary of the CD, per member's request, for 3, 4, or 5-year terms.
| Term | APY · $1,000 and up | APY · $15,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly | 2.10% | — | 2.10% | $104 |
| 6 monthsMinimum daily balance to earn dividends is $15,000.00. Compounded and paid monthly | — | 2.15% | —2.15% from $15k | — |
| 9 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly | 2.35% | — | 2.35% | $176 |
| 9 monthsMinimum daily balance to earn dividends is $15,000.00. Compounded and paid monthly | — | 2.40% | —2.40% from $15k | — |
| 12 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly | 3.10% | — | 3.10% | $310 |
| 12 monthsMinimum daily balance to earn dividends is $15,000.00. Compounded and paid monthly | — | 3.15% | —3.15% from $15k | — |
| 18 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly | 3.00% | — | 3.00% | $453 |
| 18 monthsMinimum daily balance to earn dividends is $15,000.00. Compounded and paid monthly | — | 3.05% | —3.05% from $15k | — |
| 24 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly | 3.00% | — | 3.00% | $609 |
| 24 monthsMinimum daily balance to earn dividends is $15,000.00. Compounded and paid monthly | — | 3.05% | —3.05% from $15k | — |
| 36 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly. Bump Up CD option available after first anniversary | 3.00% | — | 3.00% | $927 |
| 36 monthsMinimum daily balance to earn dividends is $15,000.00. Compounded and paid monthly. Bump Up CD option available after first anniversary | — | 3.05% | —3.05% from $15k | — |
| 48 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly. Bump Up CD option available after first anniversary | 3.00% | — | 3.00% | $1,255 |
| 48 monthsMinimum daily balance to earn dividends is $15,000.00. Compounded and paid monthly. Bump Up CD option available after first anniversary | — | 3.05% | —3.05% from $15k | — |
| 60 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly. Bump Up CD option available after first anniversary | 3.10% | — | 3.10% | $1,649 |
| 60 monthsMinimum daily balance to earn dividends is $15,000.00. Compounded and paid monthly. Bump Up CD option available after first anniversary | — | 3.15% | —3.15% from $15k | — |
Sources (2)
All captured Sep 15, 2026
Special-purpose accounts
IRA Certificate
Up to 3.10%APY · 8 terms
Compounded and paid monthly. Minimum daily balance required to earn dividends. Available for Traditional, Roth, and Coverdell ESA retirement accounts. Bump Up CD rate may be subject to change after the first anniversary of the CD, per member's request, for 3, 4, or 5-year terms.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly | 2.10% | $104 |
| 9 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly | 2.35% | $176 |
| 12 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly | 3.10% | $310 |
| 18 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly | 3.00% | $453 |
| 24 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly | 3.00% | $609 |
| 36 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly. Bump Up CD option available after first anniversary | 3.00% | $927 |
| 48 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly. Bump Up CD option available after first anniversary | 3.00% | $1,255 |
| 60 monthsMinimum daily balance to earn dividends is $1,000.00. Compounded and paid monthly. Bump Up CD option available after first anniversary | 3.10% | $1,649 |
Who can join EWEB Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to current or retired employees of the Eugene Water & Electric Board.
- Membership is open to EWEB Commissioners.
Family and household
- Membership is open to immediate family members of current or retired Eugene Water & Electric Board employees or EWEB Commissioners.
Membership information collected October 4, 2026.